Lakeshore Volunteer Ambulance Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

Steve Creller

Phone

3155949393

Tax Period

2025-01-01 to 2025-12-31

Lakeshore Volunteer Ambulance Inc, founded in 2004, is a small nonprofit in the Health Care sector that reported $608K in total revenue in fiscal year 2025. Revenue grew 17% year-over-year, indicating healthy expansion.

Mission

To provide ambulance services.

Program Service Accomplishments

Program 1

Expenses: $625,744 Revenue: $565,347

To provide emergency care to the community and when we can to help the surrounding districts. Also to provide CPR and First Aid classes to the community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $31,204

Program Service Revenue $564,263

Investment Income $11,101

Other Revenue $1,084

TOTAL REVENUE $607,652

Expense Breakdown

Grants Paid $0

Salaries & Benefits $433,773

Fundraising Expenses $0

Program Expenses $625,744

Other Expenses $225,932

TOTAL EXPENSES $659,705

Year-over-Year Comparison

	2025	2024	Change
Revenue	$607,652	$521,014	+0.2%
Expenses	$659,705	$560,655	+0.2%
Net Income	$-52,053	$-39,641	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$53,821

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Steve Creller	President	2.90	Officer Director	$0	$0	$0
Richard Letson	Vice President	1.90	Officer Director	$0	$0	$0
Izetta Younglove	Treasurer	2.90	Officer Director	$0	$0	$0
Mary Lou Lockwood	Secretary	3.90	Officer Director	$0	$0	$0
Patrick Poirier	Director	0.70	Director	$0	$0	$0
Brent Gingerich	Director	0.70	Director	$0	$0	$0
Marvin Tryon	Director	0.70	Director	$0	$0	$0
George Lockwood	Director of Operations	40.00	Officer	$53,821	$0	$53,821

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$607,652	$659,705	$582,064	$-52,053
2024	$521,014	$560,655	$662,087	$-39,641
2023	$612,447	$493,715	$596,625	$118,732
2022	$558,620	$484,324	$504,286	$74,296
2021	$583,007	$462,591	$480,044	$120,416
2020	$547,841	$499,361	$382,781	$48,480
2019	$425,710	$409,276	$224,362	$16,434
2018	$413,158	$434,571	$165,673	$-21,413