GAMAE INTERNATIONAL INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

REBEKAH CASTILLO

Phone

4842741696

Tax Period

2023-01-01 to 2023-12-31

GAMAE INTERNATIONAL INC, founded in 2006, is a micro nonprofit in the International Affairs sector that reported $5K in total revenue in fiscal year 2023. Revenue decreased 15% compared to the prior year. Expenses of $14K exceeded revenue, resulting in a 208% operating deficit.

Mission

GAMAE (Garifun, Arts, Medicine, Agriculture and Education) was organized in 2007 by concerned Garifuna nationals living in the US to help shed light on the unique cultural heritage of the Black Caribs

Program Service Accomplishments

Program 1

Expenses: $2,940

GAMAE Roar Project

Program 2

Expenses: $600

GAME language instructions & learning through songs

Program 3

Expenses: $345

GAMAE Benjamin Book Editing

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $4,570

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $4,570

Expense Breakdown

Grants Paid $4,570

Salaries & Benefits $9,502

Fundraising Expenses $0

Program Expenses $5,595

Other Expenses $0

TOTAL EXPENSES $14,072

Year-over-Year Comparison

	2023	2022	Change
Revenue	$4,570	$5,400	-0.2%
Expenses	$14,072	$2,015	+6.0%
Net Income	$-9,502	$3,385	-3.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
REBEKAH CASTILLO	DIRECTOR	10.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$4,570	$14,072	$4,696	$-9,502