OAKLAND REGIONAL CHAMBER OF COMMERC (EIN 202157707) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

PATTIE KREPELA

Phone

9014660286

Tax Period

2019-01-01 to 2019-12-31

OAKLAND REGIONAL CHAMBER OF COMMERC, founded in 2004, is a small nonprofit in the Community Improvement sector that reported $105K in total revenue in fiscal year 2019.

Mission

THE OAKLAND CHAMBER IS A NONPROFIT ACTION AGENCY, DESIGNED TO SUPPORT AND ENHANCE THE ECONOMIC ENVIRONMENT AND QULAITY OF LIFE IN OUR COMMUNITY. IT IS ORGANIZED FOR THE PURPOSE OF PROMOTING AND ADVANCING THE BUISNESS, PROFESSIONAL, CULTURAL AND CIVIC WELFARE FO THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $36,630

Program Service Revenue $68,681

Investment Income $6

Other Revenue $0

TOTAL REVENUE $105,317

Expense Breakdown

Grants Paid $0

Salaries & Benefits $52,380

Fundraising Expenses $0

Program Expenses $55,444

Other Expenses $60,079

TOTAL EXPENSES $112,459

Year-over-Year Comparison

	2019	2018	Change
Revenue	$105,317	$104,788	+0.0%
Expenses	$112,459	$123,475	-0.1%
Net Income	$-7,142	$-18,687	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMBER BEARD BEAN	DIRECTOR	N/A	Director	$0	$0	$0
BARBARA CANADY	DIRECTOR	N/A	Director	$0	$0	$0
MELISSA DEVALL	DIRECTOR	N/A	Director	$0	$0	$0
JOSH HOLLEY	DIRECTOR	N/A	Director	$0	$0	$0
TINA NEAL	DIRECTOR	N/A	Director	$0	$0	$0
DONNIE OWEN	DIRECTOR	N/A	Director	$0	$0	$0
DAVE OWENS	DIRECTOR	N/A	Director	$0	$0	$0
KAITLYN PEPERONE	SECRETARY/TR	N/A	Officer Director	$0	$0	$0
CHAS SELF	DIRECTOR	N/A	Director	$0	$0	$0
LINDA LARKIN	OFFICER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$105,317	$112,459	$147,814	$-7,142
2018	$104,788	$123,475	$158,207	$-18,687

OAKLAND REGIONAL CHAMBER OF COMMERC