Pennsylvania Association of Public Employee Retirement Systems (PAPERS) (EIN 202304466) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

Douglas A Bonsall

Phone

7179211957

Tax Period

2023-01-01 to 2023-12-31

Pennsylvania Association of Public Employee Retirement Systems (PAPERS), founded in 2005, is a small nonprofit in the Public & Societal Benefit sector that reported $235K in total revenue in fiscal year 2023. Revenue surged 53% from the prior year, signaling strong growth momentum. The organization ran a surplus of $60K, a strong 26% operating margin.

Mission

Providing educational programs certification and training for public pension plan trustees, staff and consultants.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $172,576

Program Service Revenue $57,804

Investment Income $4,289

Other Revenue $0

TOTAL REVENUE $234,669

Expense Breakdown

Grants Paid $0

Salaries & Benefits $119,557

Fundraising Expenses $0

Program Expenses $174,214

Other Expenses $54,657

TOTAL EXPENSES $174,214

Year-over-Year Comparison

	2023	2022	Change
Revenue	$234,669	$153,812	+0.5%
Expenses	$174,214	$157,676	+0.1%
Net Income	$60,455	$-3,864	-16.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$110,000

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Karen Deklinski	Executive Director	20.00	Key Emp	$70,000	$0	$70,000
Douglas Bonsall	Director Operations/Office Manager	20.00	Key Emp	$40,000	$0	$40,000
Robert Mettley	Board Member/Chair	3.00	Officer Director	$0	$0	$0
William Rubin	Board Member/Vice Chair	1.00	Officer Director	$0	$0	$0
Gregory Bower	Board Member	1.00	Director	$0	$0	$0
Edward Cernic	Board Member	1.00	Director	$0	$0	$0
Jennifer Mills	Board Member	1.00	Director	$0	$0	$0
Vince Paese	Board Member	1.00	Director	$0	$0	$0
Tim Reese	Board Member	1.00	Director	$0	$0	$0
Joseph Torta	Board Member	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$234,669	$174,214	$226,816	$60,455

Pennsylvania Association of Public Employee Retirement Systems (PAPERS)