EVERYDAY LIVING

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

EDWARD J YONGO

Phone

7242290851

Tax Period

2023-07-01 to 2024-06-30

EVERYDAY LIVING, founded in 2005, is a micro nonprofit in the Human Services sector that reported $78K in total revenue in fiscal year 2023. Expenses of $105K exceeded revenue, resulting in a 34% operating deficit.

Mission

PROVIDES SPECIALIZED HOUSING TO MEET THE NEEDS OF INDIVIDUALS WITH INTELLECTUAL AND PHYSICAL DISABILITIES

Program Service Accomplishments

Program 1

Expenses: $90,959 Revenue: $40,628

PROVIDES SPECIALIZED HOUSING TO MEET THE NEEDS OF INDIVIDUALS WITH INTELLECTUAL AND PHYSICAL DISABILITIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $37,430

Program Service Revenue $40,628

Investment Income $42

Other Revenue $0

TOTAL REVENUE $78,100

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $90,959

Other Expenses $104,783

TOTAL EXPENSES $104,783

Year-over-Year Comparison

	2023	2022	Change
Revenue	$78,100	$77,044	+0.0%
Expenses	$104,783	$110,162	0.0%
Net Income	$-26,683	$-33,118	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$347,017

Total Directors

$210,909

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAWRENCE SWANSON	PRESIDENT	0.30	Officer Director	$0	$0	$0
GREG SIMMONS	SECRETARY	0.30	Officer Director	$0	$0	$0
JACOB LIPPERT	TREASURER	0.30	Officer Director	$0	$0	$0
BYRON TIMMONS	BOARD MEMBER	0.30	Director	$0	$0	$0
EDWARD J YONGO	VICE PRESIDENT	0.30	Officer Director	$0	$28	$210,909
MICHAEL WASSIL	SR. VP OF FINANCE	0.30	Officer	$0	$5,233	$136,108
STACEY COLLINS	SR. VP OF ENTERPRISE RISK MANAGEMENT	0.30	Highest	$0	$4,209	$160,179
KEVIN EALY	IT DIRECTOR	0.30	Highest	$0	$7,611	$115,633
KAREN ESHBAUGH	SR. VP OF ADMINISTRATION	0.30	Highest	$0	$7,017	$125,514
KIMBERLY MCBANE	DIRECTOR OF QUALITY AND MANAGEMENT IMPROVEMENT	0.30	Highest	$0	$0	$136,575

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$78,100	$104,783	$840,130	$-26,683
2023	$77,044	$110,162	$861,045	$-33,118
2022	$73,207	$106,890	$854,020	$-33,683
2021	$70,046	$99,577	$925,416	$-29,531
2020	$64,670	$95,179	$932,501	$-30,509
2019	$61,612	$87,161	$935,334	$-25,549