HAITIAN AMERICAN CHAMBER OF COMMERCE OF FLORIDA (EIN 202373322) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

LUMANA JOSEPH

Tax Period

2023-01-01 to 2023-12-31

HAITIAN AMERICAN CHAMBER OF COMMERCE OF FLORIDA, founded in 2005, is a small nonprofit in the Community Improvement sector that reported $919K in total revenue in fiscal year 2023.

Mission

HACCOF SERVES AS AN ADVOCATE, AND PROMOTES THE ECONOMIC DEVELOPMENT NEEDS OF THE HAITIAN AMERICAN COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $861,330

Program Service Revenue $0

Investment Income $0

Other Revenue $57,188

TOTAL REVENUE $918,518

Expense Breakdown

Grants Paid $0

Salaries & Benefits $250,763

Fundraising Expenses $0

Program Expenses $961,694

Other Expenses $744,992

TOTAL EXPENSES $995,755

Year-over-Year Comparison

	2023	2022	Change
Revenue	$918,518	$943,688	0.0%
Expenses	$995,755	$908,000	+0.1%
Net Income	$-77,237	$35,688	-3.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GEPSIE METELLUS	DIRECTOR	1.00	Officer	$0	$0	$0
EVANS ST FORT	DIRECTOR	1.00	Officer	$0	$0	$0
MELYN JOSPEH	DIRECTOR	1.00	Officer	$0	$0	$0
TAMARA BELIARD RODRIGUEZ	DIRECTOR	1.00	Officer	$0	$0	$0
DR STEPHANIE THOMAS	DIRECTOR	1.00	Officer	$0	$0	$0
PRINSTON JEAN-GLAUDE	CHAIRMAN	8.00	Officer	$0	$0	$0
LUMANA JOSEPH	IMMEDIATE PAST CHAIR	5.00	Officer	$0	$0	$0
CARL MOMPLAISIR	VICE-CHAIRMAN	5.00	Officer	$0	$0	$0
JEAN G BELIZAIRE	2ND VICE-CHAIRMAN	5.00	Officer	$0	$0	$0
LORY FREIMAN	TREASURER	8.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$918,518	$995,755	$109,722	$-77,237
2022	$943,688	$908,000	$159,128	$35,688
2021	$213,607	$208,909	$118,411	$4,698
2020	$193,349	$154,668	$113,713	$38,681
2019	$102,085	$120,372	$50,817	$-18,287
2018	$140,835	$119,416	$21,224	$21,419

HAITIAN AMERICAN CHAMBER OF COMMERCE OF FLORIDA