Germantown, MD
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Operation Second Chance Inc, founded in 2005, is a community nonprofit in the Public & Societal Benefit sector that reported $6.0M in total revenue in fiscal year 2025. Revenue surged 99% from the prior year, signaling strong growth momentum. The organization ran a surplus of $3.5M, a strong 59% operating margin.
We are patriotic citizens committed to serving our wounded, injured and ill combat veterans. We support Veterans and their families by building relationships and supporting their immediate needs and interests. We promote public awareness of the many sacrifices of our Armed Forces
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $5,985,519 | $3,004,160 | +1.0% |
| Expenses | $2,461,064 | $2,171,943 | +0.1% |
| Net Income | $3,524,455 | $832,217 | +3.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Cindy McGrew | President | 40.00 |
Officer
Director
|
$119,375 | $1,658 | $121,033 |
| Benjamin Knisely | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Paul Caragiulo | Secretary | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Tim Sanders | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Robert Kilmartin | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Robert Larson | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Clark Wagner | Vice-President | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Kevin Kenney | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| John Jarrett | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Chuck Christianson | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Steve Rambo | Treasurer | 10.00 |
Officer
Director
|
$0 | $0 | $0 |
| Luke Murphy | Outgoing Director | 0.00 |
|
$0 | $0 | $0 |
| Diane Morales | Outgoing Director | 0.00 |
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $5,985,519 | $2,461,064 | $11,945,834 | $3,524,455 |
| 2024 | $3,004,160 | $2,171,943 | $8,480,870 | $832,217 |
| 2023 | $2,230,698 | $1,537,151 | $7,784,744 | $693,547 |
| 2022 | $2,107,891 | $1,627,034 | $7,139,777 | $480,857 |
| 2021 | $3,170,409 | $1,523,150 | $7,020,759 | $1,647,259 |
| 2020 | $2,124,911 | $1,160,029 | $5,467,156 | $964,882 |
| 2019 | $3,189,430 | $1,599,001 | $3,687,727 | $1,590,429 |
| 2018 | $1,453,562 | $1,481,454 | $2,011,346 | $-27,892 |
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