Germantown, MD
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Operation Second Chance Inc, founded in 2005, is a community nonprofit in the Public & Societal Benefit sector that reported $6.0M in total revenue in fiscal year 2025. Revenue surged 99% from the prior year, signaling strong growth momentum. The organization ran a surplus of $3.5M, a strong 59% operating margin.
We are patriotic citizens committed to serving our wounded, injured and ill combat veterans. We support Veterans and their families by building relationships and supporting their immediate needs and interests. We promote public awareness of the many sacrifices of our Armed Forces
Providing emergency financial assistance to our nations Veterans, that are wounded, injured or ill, in the form of rent, utility and mortgage payments to prevent homelessness and evictions and...
Providing emergency financial assistance to our nations Veterans, that are wounded, injured or ill, in the form of rent, utility and mortgage payments to prevent homelessness and evictions and flights and lodging so family members can be together during recovery. Assistance requests must come through verified caseworkers or V.A. representations. OSC is able to provide a rapid response to our Veterans needs within 24-48 hours, making payments directly to their creditors.
Heroes Ridge - Situated at the top of a mountain, Heroes Ridge offers rest and relaxation for wounded, injured and ill Veterans. The property consists of 275 acres, offering 4 cabins, a dining hall...
Heroes Ridge - Situated at the top of a mountain, Heroes Ridge offers rest and relaxation for wounded, injured and ill Veterans. The property consists of 275 acres, offering 4 cabins, a dining hall, recreation center, fitness center, pool, horses, ATVs and miles of trails for hiking, horseback riding and ATV rides. The property, located close to Gettysburg is rich with history of the Civil War, and offers Veterans a chance to thrive post war and get back to many of their roots.
Morale, welfare, and recreation expenses to improve the morale of wounded soldiers. Activities include providing meals, cookouts, trips to the movies and a multitude of healing retreats all aimed at...
Morale, welfare, and recreation expenses to improve the morale of wounded soldiers. Activities include providing meals, cookouts, trips to the movies and a multitude of healing retreats all aimed at engaging the veterans to get back to doing the things that they loved before their injuries. Emphasis is placed on outdoor sporting activites such as adaptive skiing, horseback riding, white water rafting and fishing.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $5,985,519 | $3,004,160 | +1.0% |
| Expenses | $2,461,064 | $2,171,943 | +0.1% |
| Net Income | $3,524,455 | $832,217 | +3.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Cindy McGrew | President | 40.00 |
Officer
Director
|
$119,375 | $1,658 | $121,033 |
| Benjamin Knisely | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Paul Caragiulo | Secretary | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Tim Sanders | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Robert Kilmartin | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Robert Larson | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Clark Wagner | Vice-President | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Kevin Kenney | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| John Jarrett | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Chuck Christianson | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Steve Rambo | Treasurer | 10.00 |
Officer
Director
|
$0 | $0 | $0 |
| Luke Murphy | Outgoing Director | 0.00 |
|
$0 | $0 | $0 |
| Diane Morales | Outgoing Director | 0.00 |
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $5,985,519 | $2,461,064 | $11,945,834 | $3,524,455 |
| 2024 | $3,004,160 | $2,171,943 | $8,480,870 | $832,217 |
| 2023 | $2,230,698 | $1,537,151 | $7,784,744 | $693,547 |
| 2022 | $2,107,891 | $1,627,034 | $7,139,777 | $480,857 |
| 2021 | $3,170,409 | $1,523,150 | $7,020,759 | $1,647,259 |
| 2020 | $2,124,911 | $1,160,029 | $5,467,156 | $964,882 |
| 2019 | $3,189,430 | $1,599,001 | $3,687,727 | $1,590,429 |
| 2018 | $1,453,562 | $1,481,454 | $2,011,346 | $-27,892 |
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