OUR LADY OF PROVIDENCE (VT) INC (EIN 202710435) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

KATHLEEN MICHAELS

Phone

8026552395

Tax Period

2025-01-01 to 2025-12-31

OUR LADY OF PROVIDENCE (VT) INC is a community nonprofit in the Housing & Shelter sector that reported $4.5M in total revenue in fiscal year 2025. Revenue surged 30% from the prior year, signaling strong growth momentum. The organization ran a surplus of $825K, a strong 18% operating margin.

Mission

TO DO WORKS OF CHARITY AND BENEVOLENCE AND TO ESTABLISH FACILITIES FOR THE CARE OF THE SICK, AGED, INFIRM AND INDIGENT PERSONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $564,849

Program Service Revenue $2,812,008

Investment Income $0

Other Revenue $1,157,840

TOTAL REVENUE $4,534,697

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,686,802

Fundraising Expenses $0

Program Expenses $3,550,038

Other Expenses $1,023,375

TOTAL EXPENSES $3,710,177

Year-over-Year Comparison

	2025	2024	Change
Revenue	$4,534,697	$3,480,704	+0.3%
Expenses	$3,710,177	$3,403,050	+0.1%
Net Income	$824,520	$77,654	+9.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

115

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$89,551

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATHLEEN MICHAELS	ADMINISTRATO	40.00	Officer	$89,551	$0	$89,551
JOSEPH P BLANCHETTE	CHAIR	1.00	Officer Director	$0	$0	$0
ELIZABETH BOUNDS	DIRECTOR	1.00	Director	$0	$0	$0
BILL GEIGER	DIRECTOR/SEC	1.00	Officer Director	$0	$0	$0
MONSIGNOR RICHARD LAVALLEY	DIRECTOR	1.00	Director	$0	$0	$0
DR ROBERT PERRIN	EMERITUS	1.00	Director	$0	$0	$0
JIM SHARPE	TREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,534,697	$3,710,177	$2,360,289	$824,520
2024	$3,480,704	$3,403,050	$1,626,220	$77,654
2023	$3,207,684	$3,355,340	$1,512,162	$-147,656
2022	$3,122,525	$2,809,473	$1,628,115	$313,052
2021	$2,276,423	$2,361,147	$1,312,881	$-84,724
2020	$2,896,119	$2,635,450	$1,463,325	$260,669
2019	$2,498,037	$2,384,414	$1,084,517	$113,623
2018	$2,440,491	$2,413,595	$975,795	$26,896

OUR LADY OF PROVIDENCE (VT) INC