Love in Action (EIN 202913418) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

STEWART MERLE

Phone

9072475462

Tax Period

2025-01-01 to 2025-12-31

Love in Action, founded in 2005, is a small nonprofit in the Religion sector that reported $184K in total revenue in fiscal year 2025. Revenue fell 20% from the prior year — a significant decline worth monitoring. Expenses of $222K exceeded revenue, resulting in a 21% operating deficit.

Mission

TO ORGANIZE AND COORDINATE CHURCHES IN THE KETCHIKAN COMMUNITY TO RESPOND TO INDIVIDUAL, FAMILY, AND PROJECT NEEDS IN THE NAME OF CHRIST.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $179,727

Program Service Revenue $0

Investment Income $4,800

Other Revenue $-400

TOTAL REVENUE $184,127

Expense Breakdown

Grants Paid $115,983

Salaries & Benefits $70,823

Fundraising Expenses $0

Program Expenses $222,040

Other Expenses $35,394

TOTAL EXPENSES $222,200

Year-over-Year Comparison

	2025	2024	Change
Revenue	$184,127	$230,413	-0.2%
Expenses	$222,200	$269,309	-0.2%
Net Income	$-38,073	$-38,896	0.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$65,507

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NANCY MCDONALD	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
MISTY HANCOCK	TREASURER	1.00	Officer Director	$0	$0	$0
STEWART MERLE	PRESIDENT	1.00	Officer Director	$0	$0	$0
LAURIE GILLET	SECRETARY	1.00	Officer Director	$0	$0	$0
SHANNON UPDIKE	BOARD MEMBER	1.00	Director	$0	$0	$0
APRILL GASS	BOARD MEMBER	1.00	Director	$0	$0	$0
LISA SCARBOROUGH	EXECUTIVE DIRECTOR	40.00	Director	$65,507	$0	$65,507
SUELLEN BAKKELA	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$184,127	$222,200	$135,158	$-38,073
2024	No data	No data	No data	No data
2023	$263,348	$226,674	$212,127	$36,674
2022	$661,378	$652,778	$175,453	$8,600
2021	$2,613,775	$2,494,402	$166,852	$119,373
2020	$245,376	$207,695	$47,480	$37,681
2019	$152,238	$150,135	$9,799	$2,103
2018	$176,986	$188,303	$7,696	$-11,317

Love in Action