CHRISTIAN SERVICE CENTERS OF COVING

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

BARRY BONDS

Phone

3342223009

Tax Period

2023-01-01 to 2023-12-31

CHRISTIAN SERVICE CENTERS OF COVING is a small nonprofit in the Human Services sector that reported $828K in total revenue in fiscal year 2023. Revenue grew 16% year-over-year, indicating healthy expansion. The organization ran a surplus of $158K, a strong 19% operating margin.

Mission

THE CORPORATION HAS BEEN ORGANIZED TO TRANSACT ANY AND ALL LAWFUL BUSINESS FOR WHICH NONPROFIT CORPORATIONS MAY BE INCORPORATED UNDER THE LAWS OF THE STATE OF ALABAMA FOR SPECIFICALLY CHARITABLE, ELEEMOSYNARY, AND RELIGIOUS PURPOSES.

Program Service Accomplishments

Program 1

THE CHRISTIAN SERVICE CENTERS EARN REVENUE THROUGH THRIFT STORES WHICH SELL DONATED MEN'S, WOMEN'S, AND CHILDREN'S CLOTHING, HOUSEHOLD FURNISHINGS, AND MISCELLANEOUS ITEMS. THESE REVENUES PERMIT THIS ORGANIZATION TO PROVIDE ASSISTANCE TO NEEDY INDIVIDUALS, FAMILIES, AND OTHER CHARITABLE ORGANIZATIONS WITH SIMILAR MISSIONS.

Program 2

THE CHRISTIAN SERVICE CENTERS ACCEPT FOOD AND/OR MONETARY DONATIONS WHICH ARE USED TO AID NEEDY INDIVIDUALS, FAMILIES, AND OTHER WORTHY CHARITABLE ORGANIZATIONS WITH SIMILAR MISSIONS.

Program 3

THE CHRISTIAN SERVICE CENTERS PROVIDE CHRISTIAN COUNSELING FOR NEEDY INDIVIDUALS AND FAMILIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $36,600

Program Service Revenue $734,670

Investment Income $2,870

Other Revenue $53,961

TOTAL REVENUE $828,101

Expense Breakdown

Grants Paid $30,000

Salaries & Benefits $259,560

Fundraising Expenses $0

Program Expenses $466,808

Other Expenses $380,803

TOTAL EXPENSES $670,363

Year-over-Year Comparison

	2023	2022	Change
Revenue	$828,101	$712,443	+0.2%
Expenses	$670,363	$539,837	+0.2%
Net Income	$157,738	$172,606	-0.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANNY BESS	TREASURER	N/A	Officer Director	$0	$0	$0
BARRY BONDS	MODERATOR	N/A	Officer Director	$0	$0	$0
GARRETT DAVIS	DIRECTOR	N/A	Director	$0	$0	$0
DONNA GORUM	CLERK/SECRET	N/A	Officer Director	$0	$0	$0
LEE JOYNER	DIRECTOR	N/A	Director	$0	$0	$0
GARY MILLER	VICE MODERAT	N/A	Officer Director	$0	$0	$0
ANDREW RILEY	DIRECTOR	N/A	Director	$0	$0	$0
JEROME SMITH	DIRECTOR	N/A	Director	$0	$0	$0
KITTYE WYATT	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$828,101	$670,363	$791,266	$157,738
2022	$712,443	$539,837	$626,889	$172,606
2021	$625,946	$454,894	$651,717	$171,052
2020	$492,009	$465,769	$290,099	$26,240
2019	$464,651	$396,997	$263,600	$67,654
2018	$414,156	$383,958	$205,354	$30,198