TORAH LEARNING RESOURCES LTD (EIN 203070659) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

MORRIS DWECK

Phone

7184901000

Tax Period

2024-01-01 to 2024-12-31

TORAH LEARNING RESOURCES LTD, founded in 2005, is a small nonprofit in the Religion sector that reported $603K in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion. Expenses of $1.2M exceeded revenue, resulting in a 100% operating deficit.

Mission

THE PURPOSES FOR WHICH THIS CORPORATION WAS FORMED ARE EXCLUSIVELY FOR CHARITABLE AND RELIGIOUS PURPOSES PROVIDING LITERATURE AND EDUCATIONAL MATERIAL ON THE JEWISH FAITH, AND ON PERSONAL DEVELOPMENT IN THE INTELLECTUAL AND SPIRITUAL AREAS: TO CONDUCT SEMINARS, LECTURES, DISCUSSION GROUPS, AND STUDY PROGRAMS ON RELIGIOUS, INSPIRATIONAL, AND PERSONAL IMPROVEMENT SUBJECTS; TO DISTRIBUTE BOOKS, CASSETTES,VISUAL AIDS, AND OTHER EDUCATIONAL MATERIAL: TO ASSIST AND COOPERATE WITH OTHER GROUPS WITH SIMILAR OBJECTIVES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $444,059

Program Service Revenue $116,007

Investment Income $43,200

Other Revenue $0

TOTAL REVENUE $603,266

Expense Breakdown

Grants Paid $733,916

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $817,172

Other Expenses $474,694

TOTAL EXPENSES $1,208,610

Year-over-Year Comparison

	2024	2023	Change
Revenue	$603,266	$513,692	+0.2%
Expenses	$1,208,610	$287,064	+3.2%
Net Income	$-605,344	$226,628	-3.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
MORRIS DWECK	DIRECTOR	Director	$0	$0	$0
JOSEPH HABERT	DIRECTOR	Director	$0	$0	$0
EDDIE B SITT	DIRECTOR	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$603,266	$1,208,610	$2,028,543	$-605,344
2023	$513,692	$287,064	$2,670,827	$226,628
2022	$424,490	$317,434	$2,404,289	$107,056
2021	$262,525	$224,728	$2,298,770	$37,797
2020	$206,144	$102,042	$2,260,961	$104,102
2019	$315,617	$210,121	$2,156,861	$105,496
2018	$282,051	$204,619	$2,050,999	$77,432

TORAH LEARNING RESOURCES LTD