TAJ GLOBAL UNDERSTANDING INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

BRAD E BALDWIN

Phone

5408274805

Tax Period

2020-01-01 to 2020-12-31

Mission

TO PROMOTE GLOBAL UNDERSTANDING THROUGH SHORT TERM SERVICE OPPORTUNITIES ON COMMUNITY DEVELOPMENT PROGRAMS IN HOST COMMUNITIES OUTSIDE THE UNITED STATES; WORKING IN CONJUNCTION WITH NON-GOVERNMENTAL ORGANIZATIONS IN THE HOST COMMUNITIES TO IDENTIFY HUMAN AND ECONOMIC DEVELOPMENT PROJECTS AND TO ASSIST LOCAL PEOPLE WITH THOSE PROJECTS BY PROVIDING VOLUNTEERS TO ASSIST WITH THESE PROJECTS. THIS IS THE VOLUNTEER TOURISM PROGRAM.TO PROMOTE GLOBAL UNDERSTANDING THROUGH CULTURAL EXCHANGE PROGRAMS IN WHICH PARTICIPANTS EXPERIENCE THE CULTURE OF THE HOST COUNTRY THROUGH VARIOUS CULTURAL ACTIVITIES AND BY RESIDEING WITH HOST FAMILIES DURING THEIR STAY IN THE HOST COUNTRY. THIS IS THE SHORT TERM PROGRAM.TO PROMOTE GLOBAL UNDERSTANDING THROUGH SHORT TERM SERVICE OPPORTUNITIES IN WHICH THE PARTICIPANTS ARE EMPLOYED BY BUSINESSES LOCATED IN THE HOST COUNTRY. THIS IS THE WORK TRAVEL PROGRAM.TO PROMOTE GLOBAL UNDERSTANDING THROUGH ONE YEAR EDUCATIONAL EXCHANGE PROGRAMS.

Program Service Accomplishments

Program 1

Expenses: $0 Revenue: $0

ENTITY HAS CEASED OPERATIONS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2020	2019	Change
Revenue	N/A	$42,053	-1.0%
Expenses	N/A	$16,421	-1.0%
Net Income	N/A	$25,632	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRAD E BALDWIN	PRESIDENT	40.00	Officer Director	$0	$0	$0
RONALD L EVANS	SECRETARY/TREASURER	4.00	Officer Director	$0	$0	$0
JAIDEEP VERMA	DIRECTOR	2.00	Director	$0	$0	$0
BRIAN VAN DE GRAAFF	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	No data	No data	No data	No data
2019	$42,053	$16,421	$525	$25,632
2018	$119,471	$174,141	$8,119	$-54,670