CURE DEFENSE FUND

EIN: 203928822 Community Improvement

PLYMOUTH, MI

Total Revenue
$1,939,616
Total Expenses
$1,795,632
Total Assets
$4,677,055
Net Assets
$4,581,043
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2005
Legal Domicile
MI
Principal Officer
PATRICIA CORKERY
Phone
7347933420
Tax Period
2023-01-01 to 2023-12-31

CURE DEFENSE FUND, founded in 2005, is a community nonprofit in the Community Improvement sector that reported $1.9M in total revenue in fiscal year 2023. Revenue decreased 12% compared to the prior year. Expenses of $1.8M left a modest 7% surplus.

Mission

PROMOTE THE CREDIT UNION DIFFERENCE AND CREATE FUNDING TO DEFEND AGAINST ANTI-CREDIT UNION POLITICAL EFFORTS AND PROMOTE CREDIT UNION-FRIENDLY ISSUES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $674,472
Program Service Revenue $1,052,739
Investment Income $201,002
Other Revenue $11,403
TOTAL REVENUE $1,939,616

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $1,795,632
TOTAL EXPENSES $1,795,632

Year-over-Year Comparison

2023 2022 Change
Revenue $1,939,616 $2,199,124 -0.1%
Expenses $1,795,632 $1,515,389 +0.2%
Net Income $143,984 $683,735 -0.8%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
9
Independent Members
9
Employees
N/A
Volunteers
10

Governance Policies

✓ Conflict of Interest Policy
✗ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$491,274
Total Directors
10
$0
Key Employees
1
$233,524
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
HEATHER LUCIANI CHAIR 0.50
Officer Director
$0 $0 $0
CHRISSY SIDERS VICE CHAIR 0.50
Officer Director
$0 $0 $0
KRIS LEWIS SECRETARY/TREASURER 0.50
Officer Director
$0 $0 $0
PATTI CAMPBELL TRUSTEE 0.50
Director
$0 $0 $0
RYAN LARSON TRUSTEE 0.50
Director
$0 $0 $0
ADAM JOHNSON TRUSTEE 0.50
Director
$0 $0 $0
JEREMY ZAGER TRUSTEE 0.50
Director
$0 $0 $0
DEAN TRUDEAU TRUSTEE 0.50
Director
$0 $0 $0
CARMA PETERS TRUSTEE EFFECTIVE 06/2023 0.50
Director
$0 $0 $0
KATIE NARHI TRUSTEE THROUGH 06/2023 0.50
Director
$0 $0 $0
PATRICIA CORKERY EXECUTIVE DIRECTOR 0.50
Officer
$0 $35,363 $491,274
KIERAN MARION EXECUTIVE VP ADVOCACY 0.50
Key Emp
$0 $28,023 $233,524
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $1,939,616 $1,795,632 $4,677,055 $143,984
2022 $2,199,124 $1,515,389 $5,660,847 $683,735
2021 $2,180,297 $1,554,091 $4,793,223 $626,206
2020 $1,782,874 $2,806,482 $4,209,473 $-1,023,608
2019 $3,701,622 $3,818,819 $5,475,693 $-117,197
2018 $3,656,929 $2,967,297 $4,702,328 $689,632
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