RAMAH IN THE ROCKIES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

RABBI ELIAV BOCK

Phone

3032618214

Tax Period

2024-10-01 to 2025-09-30

RAMAH IN THE ROCKIES, founded in 2000, is a community nonprofit in the Recreation & Sports sector that reported $4.4M in total revenue in fiscal year 2024. Revenue surged 22% from the prior year, signaling strong growth momentum. Expenses of $3.7M left a modest 14% surplus.

Mission

THE MISSION OF RAMAH IN THE ROCKIES IS TO NURTURE THE CHARACTER DEVELOPMENT OF JEWISH YOUTH BY PROVIDING THEM THE OPPORTUNITY TO CHALLENGE THEMSELVES PHYSICALLY, INTELLECTUALLY, AND SPIRITUALLY.

Program Service Accomplishments

Program 1

Expenses: $3,216,074 Revenue: $2,241,393

INTENSE COMMUNITY BUILDING AT BASE CAMP AND ON ADVENTURE TRIPS. THROUGH WORLD'S BEAUTY AND GAIN A SENSE OF PERSONAL RESPONSIBILITY FOR ITS TREASURES. OUR PROGRAM ENCOURAGES ALL CAMPERS TO CHALLENGE THEIR PERSONAL PHYSICAL LIMITS AND TO FEEL CONFIDENT IN THEIR NATURAL SURROUNDINGS. WE STRIVE TO BUILD A SUPPORTIVE JEWISH COMMUNITY TO SERVE AS A PARADIGM FOR THEIR ADULT JEWISH LIVES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,810,388

Program Service Revenue $2,241,393

Investment Income $149,127

Other Revenue $175,057

TOTAL REVENUE $4,375,965

Expense Breakdown

Grants Paid $382,617

Salaries & Benefits $1,451,044

Fundraising Expenses $96,355

Program Expenses $3,216,074

Other Expenses $1,916,204

TOTAL EXPENSES $3,749,865

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,375,965	$3,589,580	+0.2%
Expenses	$3,749,865	$3,602,803	+0.0%
Net Income	$626,100	$-13,223	-48.3%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

118

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$209,788

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RABBI ELIAV BOCK	EXECUTIVE DI	40.00	Officer	$138,288	$71,500	$209,788
LAUREN APPLEBAUM	BOARD MEMBER	0.75	Director	$0	$0	$0
DAVID ENGLEBERG	BOARD MEMBER	0.75	Director	$0	$0	$0
DAVID FRIEDLAND	BOARD MEMBER	0.75	Director	$0	$0	$0
SUSAN HARRIS	BOARD MEMBER	0.75	Director	$0	$0	$0
NOSSON KNOBLOCH	BOARD MEMBER	0.75	Director	$0	$0	$0
DEBBIE LEHRICH	BOARD MEMBER	0.75	Director	$0	$0	$0
SCOTT MICHAUD	PRESIDENT	0.75	Officer Director	$0	$0	$0
GIL ROSENTHAL	BOARD MEMBER	0.75	Director	$0	$0	$0
DAVID RUBIN	BOARD MEMBER	0.75	Director	$0	$0	$0
ELENA SCHRAGER	BOARD MEMBER	0.75	Director	$0	$0	$0
JUSTIN SEGALL	BOARD MEMBER	0.75	Director	$0	$0	$0
SARAH SHULMAN	BOARD MEMBER	0.75	Director	$0	$0	$0
MAYA SINCLAIR	BOARD MEMBER	0.75	Director	$0	$0	$0
JOEL SISK	TREASURER	0.75	Officer Director	$0	$0	$0
DONALD SKUPSKY	BOARD MEMBER	0.75	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,375,965	$3,749,865	$16,031,493	$626,100
2024	$3,589,580	$3,602,803	$15,142,926	$-13,223
2023	$3,008,722	$3,037,174	$14,206,065	$-28,452
2022	$2,853,813	$2,974,261	$14,278,108	$-120,448
2021	$3,846,373	$3,388,436	$14,472,867	$457,937
2020	$2,927,377	$2,069,374	$14,060,852	$858,003
2019	$3,627,190	$3,661,467	$12,347,331	$-34,277
2018	$8,126,908	$4,160,386	$12,233,382	$3,966,522