GREATER BRIDGMAN AREA CHAMBER OF C… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Principal Officer

BOB CLARK

Phone

2694654413

Tax Period

2019-01-01 to 2019-12-31

GREATER BRIDGMAN AREA CHAMBER OF COMMERCE AND GROWTH ALLIANCE, founded in 2013, is a micro nonprofit in the Community Improvement sector that reported $49K in total revenue in fiscal year 2019. Revenue fell 29% from the prior year — a significant decline worth monitoring. Expenses of $43K left a modest 13% surplus.

Mission

A NON-PROFIT CORPORATION DEDICATED TO PROVIDING CHAMBER, ECONOMIC, AND COMMUNITY DEVELOPMENT SERVICES AND TO PROMOTING THE LAKE TO GRAPES REGION.

Program Service Accomplishments

Program 1

Expenses: $35,252 Revenue: $5,019

PROVIDING CHAMBER, ECONOMIC, AND COMMUNITY DEVELOPMENT SERVICES AND PROMOTING THE LAKE TO GRAPES REGION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $39,000

Program Service Revenue $880

Investment Income $0

Other Revenue $8,896

TOTAL REVENUE $48,776

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $35,252

Other Expenses $42,578

TOTAL EXPENSES $42,578

Year-over-Year Comparison

	2019	2018	Change
Revenue	$48,776	$68,363	-0.3%
Expenses	$42,578	$91,127	-0.5%
Net Income	$6,198	$-22,764	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRETT BOYD	PRESIDENT	2.00	Officer Director	$0	$0	$0
BETH MCNEIL	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
SHANE PETERS	SECRETARY	2.00	Officer Director	$0	$0	$0
BOB CLARK	TREASURER	2.00	Officer Director	$0	$0	$0
SUZY BARNES	BOARD MEMBER	1.00	Director	$0	$0	$0
GEORGIA GIPSON	BOARD MEMBER	1.00	Director	$0	$0	$0
CHERI HEWARD	BOARD MEMBER	1.00	Director	$0	$0	$0
PAY HEYN	BOARD MEMBER	1.00	Director	$0	$0	$0
MARTY MASON	BOARD MEMBER	1.00	Director	$0	$0	$0
KATHY RAMSO	BOARD MEMBER	1.00	Director	$0	$0	$0
JIM STINE	BOARD MEMBER	1.00	Director	$0	$0	$0
DOUG WALL	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$48,776	$42,578	$47,525	$6,198
2018	$68,363	$91,127	$41,327	$-22,764

GREATER BRIDGMAN AREA CHAMBER OF COMMERCE AND GROWTH ALLIANCE