DIOCESE OF ST CLOUD HEALTH PLAN TRUST

EIN: 204234511 Mutual Benefit

ST CLOUD, MN

Total Revenue
$5,340,785
Total Expenses
$6,422,145
Total Assets
$1,356,536
Net Assets
$1,356,536
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2006
Legal Domicile
MN
Principal Officer
REV SCOTT POGATCHNIK
Phone
3205294606
Tax Period
2024-01-01 to 2024-12-31

DIOCESE OF ST CLOUD HEALTH PLAN TRUST, founded in 2006, is a community nonprofit in the Mutual Benefit sector that reported $5.3M in total revenue in fiscal year 2024. Revenue decreased 11% compared to the prior year. Expenses of $6.4M exceeded revenue, resulting in a 20% operating deficit.

Mission

PAYMENT OF EMPLOYEES' HEALTH INSURANCE PREMIUMS AND CLAIMS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $5,065,782
Investment Income $76,517
Other Revenue $198,486
TOTAL REVENUE $5,340,785

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $6,422,145
Other Expenses $1,059,369
TOTAL EXPENSES $6,422,145

Year-over-Year Comparison

2024 2023 Change
Revenue $5,340,785 $5,985,309 -0.1%
Expenses $6,422,145 $5,674,138 +0.1%
Net Income $-1,081,360 $311,171 -4.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
N/A
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
1
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
REV SCOTT POGATCHNIK VICAR GENERA N/A
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $5,340,785 $6,422,145 $1,356,536 $-1,081,360
2023 $5,985,309 $5,674,138 $2,437,896 $311,171
2022 $5,836,332 $6,109,694 $2,126,725 $-273,362
2021 $5,391,046 $5,771,026 $2,400,087 $-379,980
2020 $4,939,791 $4,351,707 $2,780,067 $588,084
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