SEPHARDIC BET YAAKOV INC (EIN 204325964) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

SARA SEMAH

Phone

7327300819

Tax Period

2023-09-01 to 2024-08-31

SEPHARDIC BET YAAKOV INC, founded in 2006, is a community nonprofit in the Education sector that reported $5.0M in total revenue in fiscal year 2023. Revenue decreased 8% compared to the prior year. Expenses of $4.8M left a modest 3% surplus.

Mission

TO PROVIDE A JEWISH AND SECULAR EDUCATION TO ELEMENTARY AGED CHILDREN FOLLOWING IN THE SEPHARDIC CUSTOM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,416,057

Program Service Revenue $2,324,797

Investment Income $351

Other Revenue $219,862

TOTAL REVENUE $4,961,067

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,084,311

Fundraising Expenses $0

Program Expenses $3,892,547

Other Expenses $1,704,435

TOTAL EXPENSES $4,788,746

Year-over-Year Comparison

	2023	2022	Change
Revenue	$4,961,067	$5,387,891	-0.1%
Expenses	$4,788,746	$5,162,134	-0.1%
Net Income	$172,321	$225,757	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

172

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$10,965

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SARA SEMAH	TRUSTEE	20.00	Director	$10,965	$0	$10,965
ISAAC S ESCAVA	TRUSTEE	5.00	Director	$0	$0	$0
SHAUL SEMAH	TRUSTEE	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$4,961,067	$4,788,746	$11,806,139	$172,321
2023	$5,387,891	$5,162,134	$11,758,494	$225,757
2022	$5,397,646	$5,247,609	$11,969,010	$150,037
2021	$8,867,185	$7,564,006	$11,581,829	$1,303,179
2020	$3,672,276	$3,566,239	$7,986,023	$106,037
2019	$3,137,679	$2,556,549	$7,254,050	$581,130
2018	$2,911,914	$2,148,359	$4,823,912	$763,555

SEPHARDIC BET YAAKOV INC