JURISDICTION WIDE RESIDENT ADVISORY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Phone

5135315722

Tax Period

2024-07-01 to 2025-06-30

JURISDICTION WIDE RESIDENT ADVISORY, founded in 2007, is a small nonprofit in the Community Improvement sector that reported $106K in total revenue in fiscal year 2024. Revenue surged 68% from the prior year, signaling strong growth momentum. Expenses of $117K exceeded revenue, resulting in a 10% operating deficit.

Mission

THE PURPOSE OF J-RAB AS A NON-PROFIT CORPORATION IS TO ENGAGE IN INCLUDING, WITHOUT LIMITATION, TO PROMOTE AND ASSIST TENANT ORGANIZATIONS IN HAVING SAFE DECENT, SANITARY AND AFFORDABLE HOUSING.

Program Service Accomplishments

Program 1

Expenses: $117,166 Revenue: $106,250

ACHIEVED ADVOCATE AND NEGOTIATING VOICE FOR RESIDENTS OF CINCINNATI METROPOLITAN HOUSING AUTHORITY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $106,250

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $106,250

Expense Breakdown

Grants Paid $0

Salaries & Benefits $94,400

Fundraising Expenses $0

Program Expenses $117,166

Other Expenses $22,766

TOTAL EXPENSES $117,166

Year-over-Year Comparison

	2024	2023	Change
Revenue	$106,250	$63,073	+0.7%
Expenses	$117,166	$202,591	-0.4%
Net Income	$-10,916	$-139,518	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$62,410

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KAREN CHAMBERS	VICE PRESIDENT	16.00	Officer	$27,733	$0	$27,733
DELORISE CALHOUN	PRESIDENT	16.00	Officer	$22,917	$0	$22,917
RAS TAFARI	TREASURER	16.00	Officer	$11,760	$0	$11,760
IFYTAYO MIMM	N/A	4.00	Director	$0	$0	$0
BETTY HARRIS	N/A	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$106,250	$117,166	$442	$-10,916
2024	No data	No data	No data	No data
2023	$32,347	$272,400	$150,350	$-240,053
2022	$25,000	$72,425	$327,173	$-47,425
2021	$233,807	$236,591	$17,183	$-2,784
2020	$317,376	$294,792	$9,333	$22,584
2019	$282,335	$284,652	$40,572	$-2,317
2018	$311,783	$298,000	$42,889	$13,783