BREAD FOR LIFE INTERNATIONAL INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

ERNEST EHABE

Phone

7707789335

Tax Period

2024-01-01 to 2024-12-31

Mission

BREAD FOR LIFE IS MORE THAN JUST A HUMANITARIAN OR MISSIONARY ORGANIZATION. AS OUR EXAMPLE, JESUS MET PEOPLE'S SPIRITUAL AND PHYSICAL NEEDS. OUR GOAL FOR THOSE THAT WE HELP IS FOR THEM TO BECOME SELF-SUFFICIENT, SO THAT THEY CAN IN TURN HELP OTHERS IN THE SAME WAY.

Program Service Accomplishments

Program 1

BREAD FOR LIFE IS MORE THAN JUST A HUMANITARIAN OR MISSIONARY ORGANIZATION. AS OUR EXAMPLE, JESUS MET PEOPLE'S SPIRITUAL AND PHYSICAL NEEDS. OUR GOAL FOR THOSE THAT WE HELP IS FOR THEM TO BECOME...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2024	2023	Change
Revenue	N/A	$317,223	-1.0%
Expenses	N/A	$308,048	-1.0%
Net Income	N/A	$9,175	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE LANGTON	CHAIRMAN/TREASURER	5.00	Director	$0	$0	$0
STAN JACKSON	SECRETARY	5.00	Officer Director	$0	$0	$0
ERNEST EHABE	EXECUTIVE BOARD DIRECTOR	40.00	Officer Director	$0	$0	$0
CHRIS SCHNEIDER	BOARD MEMBER	5.00	Director	$0	$0	$0
JACKSON DOWNEY	BOARD MEMBER	5.00	Director	$0	$0	$0
GREG CAMPBELL	BOARD MEMBER	5.00	Director	$0	$0	$0
JEFF TALARICO	BOARD MEMBER	5.00	Director	$0	$0	$0
DR HOLLAND	BOARD MEMBER	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	$8,119	No data
2023	$317,223	$308,048	$10,281	$9,175
2022	$324,273	$323,250	$1,468	$1,023
2021	$349,226	$340,661	$4,237	$8,565
2020	$244,778	$256,368	$3,663	$-11,590
2019	$225,707	$231,055	$5,678	$-5,348
2018	$208,463	$208,838	$9,285	$-375