HABITAT FOR NEIGHBORHOOD BUSINESS (EIN 204480392) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

DAVID M COPELAND

Phone

3149773625

Tax Period

2024-01-01 to 2024-12-31

HABITAT FOR NEIGHBORHOOD BUSINESS, founded in 2006, is a small nonprofit in the Community Improvement sector that reported $209K in total revenue in fiscal year 2024. Revenue surged 29% from the prior year, signaling strong growth momentum. Expenses of $280K exceeded revenue, resulting in a 34% operating deficit.

Mission

HABITAT FOR NEIGHBORHOOD BUSINESS DEVOTES RESOURCES TO OPERATING A PROGRAM DESIGNED TO STIMULATE ECONOMIC DEVELOPMENT IN DISTRESSED URBAN AREAS INHABITED MAINLY BY LOW-INCOME MINORITY OR OTHER DISADVANTAGED PERSONS. THROUGH ITS ACTIVITIES, THE CORPORATION HOPES TO SPARK ECONOMIC DEVELOPMENT AND JOBS IN ECONOMICALLY DEPRESSED NEIGHBORHOODS, HELP STABLIZE THESE NEIGHBORHOODS AND DISCOURAGE "FLIGHT" FROM THE NEIGHBORHOODS, AND INCREASE THE NUMBER OF BUSINESS ROLE MODELS WITHIN THESE NEIGHBORHOODS SO YOUTH IN THE NEIGHBORHOODS CAN SEE SMALL BUSINESS OWNERSHIP AS A POSSIBLE AVENUE TO SUCCESS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $101,863

Program Service Revenue $83,200

Investment Income $24,321

Other Revenue $0

TOTAL REVENUE $209,384

Expense Breakdown

Grants Paid $77,889

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $173,211

Other Expenses $202,361

TOTAL EXPENSES $280,250

Year-over-Year Comparison

	2024	2023	Change
Revenue	$209,384	$162,273	+0.3%
Expenses	$280,250	$223,712	+0.3%
Net Income	$-70,866	$-61,439	+0.2%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$41,250

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DOUGLAS S BROWN	PRESIDENT	5.00	Officer Director	$0	$0	$0
DAVID M COPELAND	SEC/TREAS	8.00	Officer Director	$0	$0	$0
RICHARD WEINSTOCK	DIRECTOR	5.00	Director	$0	$0	$0
STEVE BARRON	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
LYNNETTE WATSON	DIRECTOR	0.50	Director	$0	$0	$0
CHRISTOPHER PICKETT	DIRECTOR	0.50	Director	$0	$0	$0
THOMAS STERN	DIRECTOR	0.50	Director	$0	$0	$0
BARNALI GUPTA	DIRECTOR	0.50	Director	$0	$0	$0
MARC ENGER	DIRECTOR	0.50	Director	$0	$0	$0
JACKSON NICKERSON	DIRECTOR	0.50	Director	$0	$0	$0
LINDA M JONES	EXECUTIVE DIRECTOR	10.00	Officer	$26,250	$0	$26,250
LUCINDA JONES	EXECUTIVE DIRECTOR	10.00	Officer	$15,000	$0	$15,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$209,384	$280,250	$1,614,811	$-70,866
2023	$162,273	$223,712	$1,628,507	$-61,439
2022	$217,994	$272,917	$1,624,070	$-54,923
2021	$271,466	$274,880	$1,777,148	$-3,414
2020	$292,472	$281,968	$1,771,995	$10,504
2019	$235,288	$239,888	$1,679,642	$-4,600
2018	$231,040	$208,992	$1,604,759	$22,048

HABITAT FOR NEIGHBORHOOD BUSINESS