THE CAMBRIDGE SCHOOL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

JEAN KIM

Phone

8584843488

Tax Period

2024-07-01 to 2025-06-30

THE CAMBRIDGE SCHOOL, founded in 2006, is a mid-sized nonprofit in the Education sector that reported $14.4M in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion. Expenses of $12.7M left a modest 12% surplus.

Mission

PROVIDE A DISTINCTLY CHRISTIAN EDUCATION IN THE CLASSICAL TRADITION WHICH EQUIPS STUDENTS TO KNOW, LOVE, AND PRACTICE THAT WHICH IS TRUE, GOOD, AND BEAUTIFUL AND THUS PREPARES THEM TO LIVE PURPOSEFULLY AND INTELLIGENTLY IN SERVICE OF GOD AND NEIGHBOR.

Program Service Accomplishments

Program 1

Expenses: $9,579,710 Revenue: $11,488,266

OPERATED A DISTINCTLY CHRISTIAN EDUCATION IN THE CLASSICAL TRADITION WHICH EQUIPS STUDENTS TO KNOW, LOVE, AND PRACTICE THAT WHICH IS TRUE, GOOD, AND BEAUTIFUL AND THUS PREPARES THEM TO LIVE...

OPERATED A DISTINCTLY CHRISTIAN EDUCATION IN THE CLASSICAL TRADITION WHICH EQUIPS STUDENTS TO KNOW, LOVE, AND PRACTICE THAT WHICH IS TRUE, GOOD, AND BEAUTIFUL AND THUS PREPARES THEM TO LIVE PURPOSEFULLY AND INTELLIGENTLY IN SERVICE OF GOD AND NEIGHBOR. DURING THE FISCAL YEAR, 400 STUDENTS WERE ENROLLED IN JUNIOR KINDERGARTEN THROUGH 12TH GRADES.

Program 2

Expenses: $490,121 Revenue: $536,458

PROVIDED EXTRA-CURRICULAR ACTIVITIES TO ENHANCE THE ACADEMIC EDUCATION. ACTIVITIES INCLUDED A VARIETY OF ATHLETIC PROGRAMS, FINE ARTS PROGRAMS, FIELD TRIPS, AFTER-SCHOOL ENRICHMENTS, AND SUMMER...

PROVIDED EXTRA-CURRICULAR ACTIVITIES TO ENHANCE THE ACADEMIC EDUCATION. ACTIVITIES INCLUDED A VARIETY OF ATHLETIC PROGRAMS, FINE ARTS PROGRAMS, FIELD TRIPS, AFTER-SCHOOL ENRICHMENTS, AND SUMMER ACADEMIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,978,596

Program Service Revenue $12,024,724

Investment Income $377,314

Other Revenue $39,527

TOTAL REVENUE $14,420,161

Expense Breakdown

Grants Paid $1,898,572

Salaries & Benefits $8,548,273

Fundraising Expenses $304,287

Program Expenses $10,069,831

Other Expenses $2,244,728

TOTAL EXPENSES $12,691,573

Year-over-Year Comparison

	2024	2023	Change
Revenue	$14,420,161	$12,343,643	+0.2%
Expenses	$12,691,573	$11,466,248	+0.1%
Net Income	$1,728,588	$877,395	+1.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

128

Volunteers

125

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$879,367

Total Directors

$155,925

Key Employees

$587,079

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRENDEN GINGRICH	CHAIR	1.00	Officer Director	$0	$0	$0
JEONG LEE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
NOEL KIM	SECRETARY	1.00	Officer Director	$0	$0	$0
BARBARA GARBER	BOARD MEMBER	1.00	Director	$0	$0	$0
SCOTT KIM	BOARD MEMBER/ PROJECT MANAGER	11.00	Director	$155,925	$0	$155,925
PATRICIA KLOTZ GALLI	BOARD MEMBER	1.00	Director	$0	$0	$0
KEITH SIMPSON	BOARD MEMBER	1.00	Director	$0	$0	$0
JEAN KIM	HEAD OF SCHOOL/CEO	50.00	Officer	$620,220	$67,205	$687,425
BRANDON HONG	CHIEF BUSINESS AND OPERATIONS OFFICER	40.00	Officer	$174,114	$17,828	$191,942
MELISSA GINGRICH	UPPER SCHOOL PRINCIPAL	40.00	Key Emp	$168,654	$20,081	$188,735
JENNALEE HELJ	GRAMMAR SCHOOL PRINCIPAL	40.00	Key Emp	$175,000	$19,881	$194,881
JEFFREY YODER	CHIEF ADVANCEMENT OFFICER	40.00	Key Emp	$188,270	$15,193	$203,463
RODNEY GLICK	FACILITIES MANAGER	40.00	Highest	$105,201	$9,447	$114,648
DARIN GOODWILER	HUMANITIES DEPARTMENT CHAIR	40.00	Highest	$137,685	$5,760	$143,445
DOUGLAS JONES	TEACHER	40.00	Highest	$106,744	$12,220	$118,964
JACOB MOHLER	MATH DEPARTMENT CHAIR	40.00	Highest	$103,869	$24,982	$128,851
LESLIE YODER	DIRECTOR OF ENROLLMENT MANAGEMENT	40.00	Highest	$111,495	$23,976	$135,471

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$14,420,161	$12,691,573	$39,774,138	$1,728,588
2024	$12,343,643	$11,466,248	$38,289,150	$877,395
2023	$12,986,819	$10,505,291	$36,160,211	$2,481,528
2022	$18,787,986	$9,145,499	$38,930,713	$9,642,487
2021	$8,287,875	$8,053,727	$19,583,922	$234,148
2020	$12,339,209	$7,262,071	$14,941,231	$5,077,138
2019	$6,994,697	$6,690,443	$13,415,279	$304,254