VETBIZ CENTRAL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

ABRON ANDREWS

Phone

8107678387

Tax Period

2024-10-01 to 2025-09-30

VETBIZ CENTRAL, founded in 2007, is a small nonprofit that reported $379K in total revenue in fiscal year 2024. Revenue surged 29% from the prior year, signaling strong growth momentum. Expenses of $354K left a modest 7% surplus.

Mission

VETBIZ CENTRAL'S PURPOSE IS TO ASSIST VETERANS,NATIONAL GUARD, AND RESERVE MEMBERS, AS WELL AS WIDOWS OF VETERANS, NATIONAL GUARD, AND RESERVE MEMBERS, IN REALIZING THEIR ENTREPRENEURIAL GOALS.

Program Service Accomplishments

Program 1

Expenses: $321,250

HELPING VETERANS AND WIDOWS OF VETERANS ACHIEVE THEIR ENTREPRENEURIAL GOALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $379,486

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $379,486

Expense Breakdown

Grants Paid $0

Salaries & Benefits $274,234

Fundraising Expenses $0

Program Expenses $321,250

Other Expenses $79,441

TOTAL EXPENSES $353,675

Year-over-Year Comparison

	2024	2023	Change
Revenue	$379,486	$295,084	+0.3%
Expenses	$353,675	$308,190	+0.1%
Net Income	$25,811	$-13,106	-3.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$71,761

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER KAYDEN	PRESIDENT	N/A	Officer	$0	$0	$0
TRACY JOSEPH	TREASURER	N/A	Officer	$0	$0	$0
RAYETTA WYATT	SECRETARY	N/A	Officer	$0	$0	$0
STEVEN WELCH	TRUSTEE	N/A	Director	$0	$0	$0
N/A	TRUSTEE	N/A	Director	$0	$0	$0
ABRON ANDREWS	DIRECTOR	40.00	Director	$71,761	$0	$71,761

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$379,486	$353,675	$21,930	$25,811
2024	$295,084	$308,190	$-279	$-13,106
2023	$251,635	$317,665	$4,483	$-66,030
2022	$195,736	$237,548	$120,294	$-41,812
2021	$321,901	$227,676	$156,794	$94,225
2020	$266,215	$269,262	$87,999	$-3,047
2019	$255,353	$254,129	$110,352	$1,224
2018	$246,395	$246,888	$107,214	$-493