BUSINESS FINLAND USA INC (EIN 205107192) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Phone

2122302600

Tax Period

2024-01-01 to 2024-12-31

BUSINESS FINLAND USA INC, founded in 2006, is a community nonprofit in the Community Improvement sector that reported $3.0M in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion.

Mission

THE ORGANIZATION'S MISSION IS TO PROMOTE FINNISH BUSINESSES IN NORTH AMERICA AND RELATED BUSINESS ADVISORY ACTIVITIES. THEY HAVE BEEN PROVIDING BUSINESS ADVICE AND HAVE BEEN PERFORMING THIS SERVICE SINCE INCEPTION AND PLAN TO CONTINUE DOING SO FOR THE FORESEEABLE FUTURE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,975,296

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $2,975,296

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,246,457

Fundraising Expenses $0

Other Expenses $728,839

TOTAL EXPENSES $2,975,296

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,975,296	$2,539,886	+0.2%
Expenses	$2,975,296	$2,539,886	+0.2%
Net Income	$0	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PETRI HAAHTI	President	40.00	Officer Director	$0	$0	$0
MARIANNE ASIKAINEN	Director	40.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,975,296	$2,975,296	$67,367	No data
2023	$2,539,886	$2,539,886	$151,713	No data
2022	$1,844,446	$1,844,446	$153,709	No data
2021	$1,762,685	$1,762,685	$120,521	No data

BUSINESS FINLAND USA INC