ROSE OF MARY TERRACE (EIN 205277520) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

BRYAN KETCHAM

Phone

5098532800

Tax Period

2023-01-01 to 2023-12-31

ROSE OF MARY TERRACE, founded in 2006, is a small nonprofit in the Housing & Shelter sector that reported $290K in total revenue in fiscal year 2023. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $429K exceeded revenue, resulting in a 48% operating deficit.

Mission

TO PROVIDE LOW & MODERATE INCOME PERSONS WITH HOUSING FACILITIES & SERVICES SPECIALLY DESIGNED TO MEET THEIR PHYSICAL, SOCIAL,& PSYCHOLOGICAL NEEDS & TO PROMOTE THEIR HEALTH, SECURITY, HAPPINESS & USEFULNESS IN LONGER LIVING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $283,331

Investment Income $7,139

Other Revenue $0

TOTAL REVENUE $290,470

Expense Breakdown

Grants Paid $0

Salaries & Benefits $84,144

Fundraising Expenses $0

Program Expenses $428,641

Other Expenses $344,497

TOTAL EXPENSES $428,641

Year-over-Year Comparison

	2023	2022	Change
Revenue	$290,470	$245,200	+0.2%
Expenses	$428,641	$375,574	+0.1%
Net Income	$-138,171	$-130,374	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$728,095

Total Directors

$548,262

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DARLENE DARNELL	PRESIDENT	40.00	Officer Director	$0	$28,181	$299,351
PAUL PALMER	TREASURER	40.00	Officer Director	$0	$28,024	$248,911
BRYAN KETCHAM	EXECUTIVE DI	40.00	Officer	$0	$36,157	$179,833
TIM FLOOD	VICE-PRESIDE	1.00	Director	$0	$0	$0
TOM KUNKEL	BOARD MEMBER	1.00	Director	$0	$0	$0
DAVID MORALES	BOARD MEMBER	N/A	Director	$0	$0	$0
ADRIAN OCHOA	BOARD MEMBER	N/A	Director	$0	$0	$0
ANITA QUINTANA	SECRETARY	1.00	Director	$0	$0	$0
TERESA SANCHEZ	PRESIDENT	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$290,470	$428,641	$3,518,583	$-138,171
2022	$245,200	$375,574	$3,652,659	$-130,374
2021	$250,224	$331,906	$3,777,987	$-81,682
2020	$250,243	$347,549	$3,858,943	$-97,306
2019	$251,959	$396,224	$3,961,668	$-144,265
2018	$245,979	$340,318	$4,114,037	$-94,339

ROSE OF MARY TERRACE