CROSSROADS CENTER INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

JEFFREY SCHIEVENIN

Phone

8503893015

Tax Period

2023-01-01 to 2023-12-31

CROSSROADS CENTER INC, founded in 2006, is a small nonprofit in the Health Care sector that reported $337K in total revenue in fiscal year 2023. Revenue fell 34% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $103K, a strong 31% operating margin.

Mission

THE CROSSROADS CENTER INC. IS A NON-FOR-PROFIT CORPORATION WHOSE PRIMARY PURPOSE IS TO PROVIDE A FREE MEDICAL CLINIC FOR THE UNINSURED LOW-INCOME RESIDENTS OF OKALOOSA COUNTY. THE PRIMARY SOURCES OF REVENUE FOR THESE ACTIVITIES ARE PRIVATE CONTRIBUTIONS FROM INDIVIDUALS AND BUSINESSES.

Program Service Accomplishments

Program 1

Expenses: $233,792

PROVIDE QUALITY HEALTHCARE TO LOW INCOME UNINSURED INDIVIDUALS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $335,607

Program Service Revenue $0

Investment Income $0

Other Revenue $1,117

TOTAL REVENUE $336,724

Expense Breakdown

Grants Paid $0

Salaries & Benefits $161,684

Fundraising Expenses $0

Program Expenses $233,792

Other Expenses $72,108

TOTAL EXPENSES $233,792

Year-over-Year Comparison

	2023	2022	Change
Revenue	$336,724	$508,376	-0.3%
Expenses	$233,792	$199,236	+0.2%
Net Income	$102,932	$309,140	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEFFREY SCHIEVENIN MD	PRESIDENT	10.00	Officer Director	$0	$0	$0
HERSTEL CARTER PHD	VICE PRESIDENT	10.00	Officer Director	$0	$0	$0
ROBERT K PERSONS DO	MEDICAL DIRECTOR	10.00	Officer Director	$0	$0	$0
ARJEN VAN DE VOORDE DDS	DENTAL DIRECTOR	10.00	Officer Director	$0	$0	$0
HERSHEL ADAMS PHD	MEMBER	1.00	Director	$0	$0	$0
KIT KUSS MD	MEMBER	1.00	Director	$0	$0	$0
BETH NORTON PHD RN	MEMBER	1.00	Director	$0	$0	$0
LEW WILDER	MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$336,724	$233,792	$897,195	$102,932
2022	$508,376	$199,236	$792,642	$309,140
2021	$358,705	$158,662	$483,187	$200,043
2020	$131,665	$109,178	$283,144	$22,487
2019	$100,612	$110,197	$260,657	$-9,585
2018	$101,018	$114,187	$270,955	$-13,169