DARE FOR MORE MINISTRIES INC

EIN: 205648351 501(c)(3) Religion

CHATTANOOGA, TN

Total Revenue
$1,239,882
Total Expenses
$1,583,695
Total Assets
$536,019
Net Assets
$470,985
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2006
Legal Domicile
TN
Principal Officer
REBA BOWMAN
Phone
4234006105
Tax Period
2024-10-01 to 2025-09-30

DARE FOR MORE MINISTRIES INC, founded in 2006, is a community nonprofit in the Religion sector that reported $1.2M in total revenue in fiscal year 2024. Revenue decreased 17% compared to the prior year. Expenses of $1.6M exceeded revenue, resulting in a 28% operating deficit.

Mission

MISSION STATEMENT:THE MISSION OF DARE FOR MORE IS TO BRING HOPE AND HEALING TO WOMEN BY ENCOURAGING AND EQUIPPING THEM TO CHANGE THEIR OWN LIVES, THE LIVES OF THOSE THEY LOVE, AND THE WORLD AROUND THEM.VISION STATEMENT: WE ARE DEDICATED TO ASSURING EVERY WOMAN HAS FREEDOM, HOPE, AND A FUTURE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $885,482
Program Service Revenue $14,294
Investment Income $5,026
Other Revenue $335,080
TOTAL REVENUE $1,239,882

Expense Breakdown

Grants Paid $856,521
Salaries & Benefits $231,541
Fundraising Expenses $81,464
Program Expenses $1,405,297
Other Expenses $495,633
TOTAL EXPENSES $1,583,695

Year-over-Year Comparison

2024 2023 Change
Revenue $1,239,882 $1,498,622 -0.2%
Expenses $1,583,695 $1,335,778 +0.2%
Net Income $-343,813 $162,844 -3.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
14
Independent Members
14
Employees
5
Volunteers
263

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$65,241
Total Directors
15
$65,241
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
REBA BOWMAN EXECUTIVE DIRECTOR 45.00
Officer Director
$65,241 $0 $65,241
ZACH BOWMAN BOARD CHAIR 7.50
Officer Director
$0 $0 $0
JOE DIRAGO TREASURER 4.00
Officer Director
$0 $0 $0
MORGAN COOPER PRESIDENT 4.00
Officer Director
$0 $0 $0
JOY HARDEE PRESIDENT ELECT 4.00
Officer Director
$0 $0 $0
GINNY HALL SECRETARY 4.00
Officer Director
$0 $0 $0
JARED COOPER BOARD MEMBER 2.00
Director
$0 $0 $0
ANDREA MCGUIRT BOARD MEMBER 4.00
Director
$0 $0 $0
DONALD HARDEE BOARD MEMBER 2.00
Director
$0 $0 $0
WES BOWMAN BOARD MEMBER 2.00
Director
$0 $0 $0
BOB HALL BOARD MEMBER 2.00
Director
$0 $0 $0
TONY RAFFA BOARD MEMBER 2.00
Director
$0 $0 $0
ANGELA RAFFA BOARD MEMBER 2.00
Director
$0 $0 $0
JASON SEE BOARD MEMBER 2.00
Director
$0 $0 $0
PENNY DIRAGO BOARD MEMBER 2.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,239,882 $1,583,695 $536,019 $-343,813
2024 $1,498,622 $1,335,778 $827,014 $162,844
2023 $1,107,987 $996,487 $693,553 $111,500
2022 $737,791 $416,827 $551,487 $320,964
2021 $238,294 $209,317 $227,177 $28,977
2020 $166,098 $168,368 $232,455 $-2,270
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