DARE FOR MORE MINISTRIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

REBA BOWMAN

Phone

4234006105

Tax Period

2024-10-01 to 2025-09-30

DARE FOR MORE MINISTRIES INC, founded in 2006, is a community nonprofit in the Religion sector that reported $1.2M in total revenue in fiscal year 2024. Revenue decreased 17% compared to the prior year. Expenses of $1.6M exceeded revenue, resulting in a 28% operating deficit.

Mission

THE MISSION OF DARE FOR MORE IS TO BRING HOPE AND HEALING TO WOMEN BY ENCOURAGING AND EQUIPPING THEM TO CHANGE THEIR OWN LIVES, THE LIVES OF THOSE THEY LOVE, AND THE WORLD AROUND THEM.

Program Service Accomplishments

Program 1

Expenses: $1,252,354 Revenue: $219,968

INTERNATIONAL OUTREACH PROGRAMTHE INTERNATIONAL OUTREACH PROJECT PROVIDES SUPPORT TO WOMEN AND FAMILIES IMPACTED BY HUMAN TRAFFICKING, POVERTY, AND ABUSE, PRIMARILY IN GUATEMALA. SERVICES INCLUDE A SAFE HOUSE, VOCATIONAL TRAINING PROGRAMS, A MEDICAL CLINIC, AND TRANSITIONAL SUPPORT TO ASSIST WOMEN IN MOVING TOWARD INDEPENDENT LIVING.DURING THE REPORTING PERIOD, APPROXIMATELY 230 WOMEN WERE SERVED THROUGH THE SAFE HOUSE AND TRAINING PROGRAMS, AND APPROXIMATELY 6,000 INDIVIDUALS WERE SERVED THROUGH THE MEDICAL CLINIC. THE PROGRAM WAS SUPPORTED BY 255 MISSION TRIP VOLUNTEERS.

Program 2

Expenses: $152,943 Revenue: $23,706

CONFERENCE AND TRAININGTHE TRAINING AND DEVELOPMENT AREA OF THE MINISTRY PROVIDES TEACHING, TRAINING, AND RESOURCES THROUGH CONFERENCES, RETREATS, AND SPEAKING ENGAGEMENTS. THE ORGANIZATION ALSO...

CONFERENCE AND TRAININGTHE TRAINING AND DEVELOPMENT AREA OF THE MINISTRY PROVIDES TEACHING, TRAINING, AND RESOURCES THROUGH CONFERENCES, RETREATS, AND SPEAKING ENGAGEMENTS. THE ORGANIZATION ALSO DEVELOPS AND DISTRIBUTES BOOKS AND STUDY MATERIALS TO SUPPORT PERSONAL, EMOTIONAL, AND SPRITUAL GROWTH.DURING THE REPORTING PERIOD, OVER 5,000 INDIVIDUALS WERE REACHED THROUGH CONFERENCES, TRAININGS, AND RESOURCE DISTRIBUTION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $885,482

Program Service Revenue $14,294

Investment Income $5,026

Other Revenue $335,080

TOTAL REVENUE $1,239,882

Expense Breakdown

Grants Paid $856,521

Salaries & Benefits $231,541

Fundraising Expenses $81,464

Program Expenses $1,405,297

Other Expenses $495,633

TOTAL EXPENSES $1,583,695

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,239,882	$1,498,622	-0.2%
Expenses	$1,583,695	$1,335,778	+0.2%
Net Income	$-343,813	$162,844	-3.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

263

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$65,241

Total Directors