FISH & LOAVES

EIN: 205865585 501(c)(3) Food, Agriculture & Nutrition

TAYLOR, MI

Total Revenue
$434,148
Total Expenses
$692,951
Total Assets
$333,034
Net Assets
$331,965
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2008
Legal Domicile
MI
Principal Officer
STEPHANIE MCNEES
Phone
7344420031
Tax Period
2024-01-01 to 2024-12-31

FISH & LOAVES, founded in 2008, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $434K in total revenue in fiscal year 2024. Revenue decreased 6% compared to the prior year. Expenses of $693K exceeded revenue, resulting in a 60% operating deficit.

Mission

PROVIDE FOOD TO THOSE IN NEED AT NO COST TO THEM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $425,436
Program Service Revenue $0
Investment Income $8,712
Other Revenue $0
TOTAL REVENUE $434,148

Expense Breakdown

Grants Paid $0
Salaries & Benefits $139,506
Fundraising Expenses $59,688
Program Expenses $547,437
Other Expenses $553,445
TOTAL EXPENSES $692,951

Year-over-Year Comparison

2024 2023 Change
Revenue $434,148 $461,198 -0.1%
Expenses $692,951 $664,007 +0.0%
Net Income $-258,803 $-202,809 +0.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
12
Independent Members
N/A
Employees
3
Volunteers
150

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$75,000
Total Directors
9
$28,600
Key Employees
1
$75,000
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
STEPHANIE MCNEES EXECUTIVE DIRECTOR 40.00
Officer Key Emp
$75,000 $0 $75,000
ROBERT COOPER OPERATIONS MANAGER 25.00
Director
$28,600 $0 $28,600
MICHAEL R JONES DIRECTOR 1.00
Director
$0 $0 $0
LINDSEY DENNIS DIRECTOR 1.00
Director
$0 $0 $0
JOHN KSIAZEK DIRECTOR 16.00
Director
$0 $0 $0
ELLEN PFFAFLIN DIRECTOR 8.00
Director
$0 $0 $0
DAVID GORGON DIRECTOR 1.00
Director
$0 $0 $0
JOAN FOREST DIRECTOR 1.00
Director
$0 $0 $0
LEN VOKAL DIRECTOR 16.00
Director
$0 $0 $0
ERIN SOUTHWARD SECRETARY 8.00
Officer Director
$0 $0 $0
GEOFFREY G DRUTCHAS PRESIDENT 5.00
Officer
$0 $0 $0
SUSAN VOKAL VICE PRESIDENT 8.00
Officer
$0 $0 $0
HOWARD WILSON TREASURER 4.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $434,148 $692,951 $333,034 $-258,803
2023 $461,198 $664,007 $591,837 $-202,809
2022 $470,055 $539,878 $794,646 $-69,823
2021 $615,513 $426,246 $863,400 $189,267
2020 $628,118 $449,977 $674,133 $178,141
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