Montgomery Coalition for Adult English Literacy (EIN 208015355) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

Gerard Etienne

Phone

3018811338

Tax Period

2024-07-01 to 2025-06-30

Montgomery Coalition for Adult English Literacy, founded in 2006, is a community nonprofit in the Education sector that reported $2.6M in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,620,097

Program Service Revenue $0

Investment Income $1,444

Other Revenue $12,328

TOTAL REVENUE $2,633,869

Expense Breakdown

Grants Paid $1,468,784

Salaries & Benefits $789,503

Fundraising Expenses $70,059

Program Expenses $2,123,565

Other Expenses $313,181

TOTAL EXPENSES $2,571,468

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,633,869	$2,432,201	+0.1%
Expenses	$2,571,468	$2,485,741	+0.0%
Net Income	$62,401	$-53,540	-2.2%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$127,474

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kathy Stevens	Executive Director Former	40.00	Officer	$123,646	$3,828	$127,474
Ruth Jeung	Director of Programs	40.00	Highest	$100,062	$3,234	$103,296
Lauri Cleary	Board Member	2.00	Director	$0	$0	$0
Gabriela Huff	Board Member	2.00	Director	$0	$0	$0
Daniela Klingebiel	Board Member	2.00	Director	$0	$0	$0
Janice Stucke	Board Member	2.00	Director	$0	$0	$0
Sean Klein	Chair	2.00	Officer Director	$0	$0	$0
Ann Miller	Vice Chair	2.00	Officer Director	$0	$0	$0
Stacy Parkinson	Immediate Past Chair	2.00	Officer Director	$0	$0	$0
Belen Michael	Secretary	2.00	Officer Director	$0	$0	$0
Fred Seo	Treasurer	2.00	Officer Director	$0	$0	$0
Gerard Etienne	Executive Director Current	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,633,869	$2,571,468	$542,014	$62,401
2024	No data	No data	No data	No data
2023	$2,265,903	$2,313,657	$610,807	$-47,754
2022	$2,155,762	$2,091,067	$499,251	$64,695
2021	$2,025,678	$1,974,697	$435,756	$50,981
2020	$1,963,521	$1,959,351	$461,966	$4,170
2019	$1,881,899	$1,794,174	$387,760	$87,725
2018	$1,753,978	$1,696,845	$297,287	$57,133

Montgomery Coalition for Adult English Literacy