RVC INSURANCE COMPANY INC

EIN: 208067039 501(c)(3) Mutual Benefit

ROCKVILLE CENTRE, NY

Total Revenue
$30,754,952
Total Expenses
$51,948,828
Total Assets
$367,983,508
Net Assets
$95,793,954
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2004
Legal Domicile
NY
Principal Officer
PATRICK O'SHAUGHNESSY DO
Phone
5167053700
Tax Period
2023-01-01 to 2023-12-31

RVC INSURANCE COMPANY INC, founded in 2004, is a mid-sized nonprofit in the Mutual Benefit sector that reported $30.8M in total revenue in fiscal year 2023. Revenue grew 19% year-over-year, indicating healthy expansion. Expenses of $51.9M exceeded revenue, resulting in a 69% operating deficit.

Mission

RVC INSURANCE COMPANY INC. IS A MEMBER OF CATHOLIC HEALTH. WE, AT CATHOLIC HEALTH, HUMBLY JOIN TOGETHER TO BRING CHRIST'S HEALING MISSION AND THE MISSION OF MERCY OF THE CATHOLIC CHURCH EXPRESSED IN CATHOLIC HEALTH CARE TO OUR COMMUNITIES. I-CARE VALUES INTEGRITY: WE ARE WHO WE SAY WE ARE AND ACT IN ACCORDANCE WITH THE SPLENDOR OF TRUTH OF OUR CATHOLIC MORAL TEACHING AND OUR CATHOLIC VALUES. COMPASSION: WE HAVE COMPASSION FOR OUR PATIENTS, SEE THE SUFFERING CHRIST IN THEM, STRIVE TO ALLEVIATE SUFFERING AND SERVE THE SPIRITUAL, PHYSICAL AND EMOTIONAL NEEDS OF OUR PATIENTS. ACCOUNTABILITY: WE TAKE RESPONSIBILITY FOR OUR ACTIONS AND THEIR CONSEQUENCES. RESPECT: WE HONOR THE SANCTITY OF LIFE AT EVERY STAGE OF LIFE AND THE DIGNITY OF EVERY PERSON, AND INCORPORATE ALL THE PRINCIPLES OF CATHOLIC SOCIAL TEACHING IN OUR RELATIONSHIPS AND ADVOCACY. EXCELLENCE: WE SEEK THE GLORY OF GOD IN THE COMPASSIONATE SERVICE OF OUR PATIENTS, AND WE STRIVE TO DO THE BEST THAT CAN BE DONE, WHATEVER OUR ROLE.

Program Service Accomplishments

Program 1
Expenses: $51,948,828 Revenue: $26,569,747

RVC PROVIDES EXCESS PROFESSIONAL LIABILITY, GENERAL LIABILITY (INCLUDING TERRORISM COVERAGE), AND EMPLOYERS LIABILITY INSURANCE COVERAGE SOLELY TO CERTAIN CATHOLIC HEALTH (CH) ENTITIES. BEGINNING...

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RVC PROVIDES EXCESS PROFESSIONAL LIABILITY, GENERAL LIABILITY (INCLUDING TERRORISM COVERAGE), AND EMPLOYERS LIABILITY INSURANCE COVERAGE SOLELY TO CERTAIN CATHOLIC HEALTH (CH) ENTITIES. BEGINNING NOVEMBER 1, 2013, RVC PROVIDES PRIMARY COVERAGE TO CERTAIN CH ENTITIES FOR GENERAL LIABILITY, DIRECTORS AND OFFICERS LIABILITY AND EMPLOYMENT PRACTICES LIABILITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $26,569,747
Investment Income $4,185,205
Other Revenue $0
TOTAL REVENUE $30,754,952

Expense Breakdown

Grants Paid $30,000,000
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $51,948,828
Other Expenses $21,948,828
TOTAL EXPENSES $51,948,828

Year-over-Year Comparison

2023 2022 Change
Revenue $30,754,952 $25,848,334 +0.2%
Expenses $51,948,828 $17,106,802 +2.0%
Net Income $-21,193,876 $8,741,532 -3.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
4
Independent Members
1
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$7,051,845
Total Directors
4
$7,051,845
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
PATRICK O'SHAUGHNESSY DO DIRECTOR 50.0
Officer Director
$0 $1,470,892 $4,648,566
PATRICK MINICUS TREASURER 50.0
Officer Director
$0 $708,505 $1,928,665
LESLI GIGLIO SECRETARY 2.0
Officer Director
$0 $40,717 $474,614
BRIAN MCGUIRE PRESIDENT 2.0
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $30,754,952 $51,948,828 $367,983,508 $-21,193,876
2022 $25,848,334 $17,106,802 $324,172,253 $8,741,532
2021 $29,353,576 $13,485,644 $295,933,062 $15,867,932
2020 $30,299,577 $26,332,083 $232,882,192 $3,967,494
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