PANAMA CITY BEACH SENIOR SERVICES FOUNDATION INC (EIN 208106910) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

MUGSY PARENS

Phone

8502332330

Tax Period

2025-01-01 to 2025-12-31

PANAMA CITY BEACH SENIOR SERVICES FOUNDATION INC, founded in 2007, is a small nonprofit in the Human Services sector that reported $159K in total revenue in fiscal year 2025. The organization ran a surplus of $25K, a strong 16% operating margin.

Mission

TO HELP SENIORS ENJOY A BETTER QUALITY OF LIFE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $126,638

Program Service Revenue $0

Investment Income $2,993

Other Revenue $29,155

TOTAL REVENUE $158,786

Expense Breakdown

Grants Paid $0

Salaries & Benefits $25,063

Fundraising Expenses $0

Other Expenses $108,639

TOTAL EXPENSES $133,702

Year-over-Year Comparison

	2025	2024	Change
Revenue	$158,786	$166,330	0.0%
Expenses	$133,702	$177,580	-0.2%
Net Income	$25,084	$-11,250	-3.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$3,128

Total Directors

$3,128

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CANDY MITCHELL	TREASURER	4.00	Officer Director	$3,128	$0	$3,128
CHERYL BROWN	MEMBER	N/A	Director	$0	$0	$0
MARY HUDSON	MEMBER	N/A	Director	$0	$0	$0
ANNA MINER	MEMBER	N/A	Director	$0	$0	$0
MUGSY PARENS	PRESIDENT	N/A	Officer Director	$0	$0	$0
JANET ROAN	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
SCOTT SHEEHAN	MEMBER	N/A	Director	$0	$0	$0
BABS UMENHOFER	OPERATIONS D	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$158,786	$133,702	$841,003	$25,084
2024	$166,330	$177,580	$815,628	$-11,250
2023	$140,589	$143,556	$826,738	$-2,967
2022	$127,056	$147,623	$830,914	$-20,567
2021	$99,523	$105,048	$851,418	$-5,525
2020	$110,896	$103,530	$857,184	$7,366
2019	$129,893	$144,852	$851,147	$-14,959
2018	$123,024	$154,382	$863,200	$-31,358

PANAMA CITY BEACH SENIOR SERVICES FOUNDATION INC