HABITAT FOR HUMANITY OF THE MISSISSIPPI GULF COAST (EIN 208133916) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

CHRIS MONFORTON

Phone

2286789100

Tax Period

2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY OF THE MISSISSIPPI GULF COAST, founded in 2007, is a community nonprofit in the Housing & Shelter sector that reported $5.5M in total revenue in fiscal year 2024. Revenue surged 144% from the prior year, signaling strong growth momentum. Expenses of $4.9M left a modest 11% surplus.

Mission

INCREASE AFFORDABLE HOUSING ACCESS TO LOW/MODERATE-LOW HOUSEHOLDS AND PROVIDE COMMUNITY AND ECONOMIC DEVELOPMENT OPPORTUNITIES THROUGH PROGRAMS AND SERVICE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $178,460

Program Service Revenue $4,048,559

Investment Income $10,994

Other Revenue $1,304,297

TOTAL REVENUE $5,542,310

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,820,981

Fundraising Expenses $75,863

Program Expenses $4,506,667

Other Expenses $3,123,132

TOTAL EXPENSES $4,944,113

Year-over-Year Comparison

	2024	2023	Change
Revenue	$5,542,310	$2,268,663	+1.4%
Expenses	$4,944,113	$4,927,622	+0.0%
Net Income	$598,197	$-2,658,959	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$316,703

Total Directors

$204,718

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS MONFORTON	CEO	40.00	Officer Director	$183,000	$21,718	$204,718
MONICA WALKER	SECRETARY	0.00	Officer Director	$0	$0	$0
STACEY MILES	CHAIR	0.00	Officer Director	$0	$0	$0
RICKY COX	BOARD MEMBER	0.00	Director	$0	$0	$0
BERNIE COUSINS	TREASURER	0.00	Officer Director	$0	$0	$0
GRAHAM GREEN	BOARD MEMBER	0.00	Director	$0	$0	$0
RICHARD WIDDOWS	BOARD MEMBER	0.00	Director	$0	$0	$0
DEVEN MOORE	BOARD MEMBER	0.00	Director	$0	$0	$0
DAVID STEWART	BOARD MEMBER	0.00	Director	$0	$0	$0
COLLETTE POPPENDIECK	CFO	40.00	Officer	$102,154	$9,831	$111,985

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$5,542,310	$4,944,113	$18,020,196	$598,197
2024	$2,268,663	$4,927,622	$22,053,384	$-2,658,959
2023	$3,171,958	$4,709,642	$24,633,862	$-1,537,684
2022	$3,694,926	$4,572,702	$25,008,031	$-877,776
2021	$5,024,425	$4,823,743	$25,790,475	$200,682
2020	$2,142,188	$5,381,988	$30,916,182	$-3,239,800
2019	$4,777,808	$5,930,339	$33,431,400	$-1,152,531

HABITAT FOR HUMANITY OF THE MISSISSIPPI GULF COAST