GULFPORT, MS
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)RENAISSANCE COMMUNITY LOAN FUND, founded in 2007, is a community nonprofit in the Public Safety sector that reported $7.5M in total revenue in fiscal year 2025. Revenue surged 26% from the prior year, signaling strong growth momentum. Net assets of $29.9M represent 48 months of operating reserves.
TO PROVIDE SUPPORT THROUGH TECHNICAL AND FINANCIAL ASSISTANCE TO FACILITATE THE DEVELOPMENT OF COMMUNITIES WHICH PROVIDE SAFE, QUALITY HOUSING FOR THE WORKFORCE AND SPECIAL NEED RESIDENTS OF THE MISSISSIPPI GULF COAST AND ECONOMIC OPPORTUNITIES THAT WILL ADD/RETAIN JOBS IN THE COMMUNITY OR THAT CREATE ENTREPRENEURIAL OPPORTUNITIES.
THE LENDING PROGRAM WERE ESTABLISHED AS A PERPETUAL FUND THAT CAN, IN TURN, CREATE A SELF-SUSTAINING FUND TO ASSIST THOUSANDS OF RESIDENTS AND POTENTIAL RESIDENTS FOR YERAS TO COME. THIS IS...
THE LENDING PROGRAM WERE ESTABLISHED AS A PERPETUAL FUND THAT CAN, IN TURN, CREATE A SELF-SUSTAINING FUND TO ASSIST THOUSANDS OF RESIDENTS AND POTENTIAL RESIDENTS FOR YERAS TO COME. THIS IS ACCOMPLISHED THROUGH ITS CURRENT LENDING PROGRAMS INCLUDING: MYHOME MYCOAST; THE DREAM FUND; NEW MARKET TAX CREDITS; MS GULF COAST DEVELOPMENT FUND AND SMALL BUSINESS AND COMMERCIAL LENDING
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $7,477,242 | $5,936,705 | +0.3% |
| Expenses | $7,462,726 | $5,744,716 | +0.3% |
| Net Income | $14,516 | $191,989 | -0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| DOROTHY SHAW | CHAIRMAN | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| DAVE DENNIS | SECRETARY | 0.00 |
Director
|
$0 | $0 | $0 |
| DAVID NICHOLS | VICE CHAIRMAN | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| KAREN SOCK | DIRECTOR | 0.00 |
Director
|
$0 | $0 | $0 |
| LAURA HASTY | TREASURER | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| MICHELLE WHETTEN | DIRECTOR | 0.00 |
Director
|
$0 | $0 | $0 |
| ZELL LONG | DIRECTOR | 0.00 |
Director
|
$0 | $0 | $0 |
| JONATHAN AUGUST | DIRECTOR | 0.00 |
Director
|
$0 | $0 | $0 |
| KIMBERLY LAROSA | PRESIDENT/CEO | 40.00 |
Officer
Highest
|
$266,240 | $0 | $266,240 |
| CHARLES WALL | CHIEF FIANACIAL OFFICER | 40.00 |
Highest
|
$200,000 | $0 | $200,000 |
| CAMILLE T SCHAFER | DIRECTOR OF PROGRAMS | 40.00 |
Highest
|
$145,000 | $0 | $145,000 |
| DENISE CARVER | DIRECTOR OF MARKETING & AD | 40.00 |
Highest
|
$130,600 | $0 | $130,600 |
| JOHN MARLIN | DIRECTOR OF LENDING | 40.00 |
Highest
|
$134,724 | $0 | $134,724 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $7,477,242 | $7,462,726 | $83,126,859 | $14,516 |
| 2024 | No data | No data | No data | No data |
| 2023 | $5,391,783 | $5,040,988 | $61,916,456 | $350,795 |
| 2022 | $6,648,710 | $3,905,005 | $53,451,589 | $2,743,705 |
| 2022 | $6,648,710 | $3,905,005 | $53,451,589 | $2,743,705 |
| 2021 | $5,045,088 | $4,499,656 | $50,426,367 | $545,432 |
| 2020 | $4,479,523 | $4,051,135 | $46,955,538 | $428,388 |
| 2019 | $4,534,265 | $3,831,975 | $44,962,702 | $702,290 |
| 2018 | $4,776,386 | $4,287,231 | $37,127,817 | $489,155 |
Compare RENAISSANCE COMMUNITY LOAN FUND with other nonprofits in Mississippi and across the country.