THE PATHFINDER SCHOOL INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

KARLINE JENSEN

Phone

2319953800

Tax Period

2024-07-01 to 2025-06-30

THE PATHFINDER SCHOOL INC, founded in 2007, is a community nonprofit in the Education sector that reported $2.6M in total revenue in fiscal year 2024.

Mission

THE PATHFINDER SCHOOL IS AN INDEPENDENT SCHOOL SERVING CHILDREN IN PRESCHOOL THROUGH 8TH GRADE. THE EDUCATIONAL PROGRAM IS DESIGNED TO FOSTER INTELLECTUAL CURIOUSITY AND LOVE OF LEARNING WHICH IS ACCOMPLISHED THROUGH SMALL CLASS SIZES, DEDICATED TEACHERS AND AN ENRICHING, RIGOROUS CURRICULUM. PATHFINDER DRAWS FROM THE FIVE COUNTY GRAND TRAVERSE REGION. APPROXIMATELY 25-33% OF THE STUDENTS RECEIVE FINANCIAL ASSISTANCE. PATHFINDER ALSO HOSTS A SEVEN WEEK SUMMER CAMP THAT IS EXPERIENTIAL AND CHILD-CENTERED.

Program Service Accomplishments

Program 1

Expenses: $2,031,124 Revenue: $1,928,309

THE PATHFINDER SCHOOL PROVIDES A VIGOROUS EXPERIENTIAL LEARNING ENVIRONMENT FOR CHILDREN IN GRADES PRE-K THROUGH THE EIGHTH GRADE. PATHFINDER ALSO HOSTS AN OUTDOOR SUMMER DAY CAMP. PATHFINDER'S...

THE PATHFINDER SCHOOL PROVIDES A VIGOROUS EXPERIENTIAL LEARNING ENVIRONMENT FOR CHILDREN IN GRADES PRE-K THROUGH THE EIGHTH GRADE. PATHFINDER ALSO HOSTS AN OUTDOOR SUMMER DAY CAMP. PATHFINDER'S PROGRAM IS DISTINGUISHED BY STRONG MEANINGFUL CONNECTIONS BETWEEN TEACHERS, STUDENTS AND PARENTS, BY A SUPPORTIVE LEARNING ENVIRONMENT THAT ENCOURAGES A CHILD TO EXPAND HORIZONS AND TAKE RISKS, BY THE NURTURING OF STUDENTS' INTELLECTUAL CURIOSITY AND BY THE CULTIVATION OF A LIFE-LONG LOVE OF LEARNING. STUDENTS LEARN TO THINK CRITICALLY AND CREATIVELY, TO COLLABORATE, TO TAKE INITIATIVE AND RESPONSIBILITY, AND TO NURTURE THEIR CONNECTION WITH THE NATURAL WORLD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $555,953

Program Service Revenue $1,928,309

Investment Income $1,673

Other Revenue $72,070

TOTAL REVENUE $2,558,005

Expense Breakdown

Grants Paid $483,665

Salaries & Benefits $1,711,465

Fundraising Expenses $87,484

Program Expenses $2,031,124

Other Expenses $494,205

TOTAL EXPENSES $2,689,335

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,558,005	$2,454,453	+0.0%
Expenses	$2,689,335	$2,534,568	+0.1%
Net Income	$-131,330	$-80,115	+0.6%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$85,802

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRIANNE ALLEN	TRUSTEE	1.00	Director	$0	$0	$0
PHIL COCHRAN	TRUSTEE	1.00	Director	$0	$0	$0
DINA KENNEDY	PRESIDENT	3.00	Officer Director	$0	$0	$0
MEAGAN LUCE	TRUSTEE	1.00	Director	$0	$0	$0
ERIN WORD	CO-VICE PRESIDENT	3.00	Officer Director	$0	$0	$0
TISCH SCOTT	CO-VICE PRESIDENT	3.00	Officer Director	$0	$0	$0
JOHN STILLWELL	SECRETARY	1.00	Officer Director	$0	$0	$0
KEVIN MALONE	TRUSTEE	1.00	Director	$0	$0	$0
MICHAEL HOROWITZ	TRUSTEE	1.00	Director	$0	$0	$0
CHRISTOPHER WALTER	TREASURER	1.00	Officer Director	$0	$0	$0
DEB LAKE	TRUSTEE	1.00	Director	$0	$0	$0
MAUREEN OLESON	TRUSTEE	1.00	Director	$0	$0	$0
SAKURA TAKANO	TRUSTEE	1.00	Director	$0	$0	$0
ERIC WYNN	HEAD OF SCHOOL	40.00	Officer	$58,270	$0	$58,270
KARLINE JENSEN	BUSINESS OFFICER	40.00	Officer	$27,532	$0	$27,532

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,558,005	$2,689,335	$3,855,155	$-131,330
2024	$2,454,453	$2,534,568	$3,803,090	$-80,115
2023	$2,768,099	$2,691,316	$3,847,968	$76,783
2022	$2,665,238	$2,307,754	$3,796,666	$357,484
2021	$1,788,669	$1,695,358	$3,359,936	$93,311
2020	$1,961,913	$1,695,031	$3,148,283	$266,882
2019	$1,385,857	$1,457,948	$2,975,179	$-72,091