A STEP TOWARD HOPEINC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

CHRIS MILES

Phone

8564390999

Tax Period

2018-01-01 to 2018-12-31

A STEP TOWARD HOPEINC, founded in 2007, is a micro nonprofit that reported $1K in total revenue in fiscal year 2018. Revenue fell 40% from the prior year — a significant decline worth monitoring. Expenses of $1K exceeded revenue, resulting in a 11% operating deficit.

Mission

TO ADVANCE THE TREATMENT, CARE, AND QUALITY OF LIFE OF PERSONS SUFFERING FROM SPINAL CORD INJURIES.

Program Service Accomplishments

Program 1

Expenses: $150

MEDICAL GRANTS TO PAY FOR TRUCK REPAIR FOR PARALYZED INDIVIDUALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $1,006

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $1,006

Expense Breakdown

Grants Paid $150

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $150

Other Expenses $971

TOTAL EXPENSES $1,121

Year-over-Year Comparison

	2018	2017	Change
Revenue	$1,006	$1,663	-0.4%
Expenses	$1,121	$2,084	-0.5%
Net Income	$-115	$-421	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTOPHER F MILES	PRESIDENT	5.00	Officer	$0	$0	$0
ROBERT PAUL LYONS JR	TREASURER	5.00	Officer	$0	$0	$0
JOHN VICTOR BIALOUS	VICE PRESIDENT & SECRETARY	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$1,006	$1,121	$39,809	$-115