Ride For Joy Therapeutic Riding Program Inc (EIN 208931344) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

Lisa Grover

Phone

2088610879

Tax Period

2025-01-01 to 2025-12-31

Ride For Joy Therapeutic Riding Program Inc, founded in 2007, is a small nonprofit in the Human Services sector that reported $262K in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $246K left a modest 6% surplus.

Mission

Students show improved balance and coordination, increased core strength and muscle tone, and improvements in speech and communication. Veterans suffering from the effects of PTSD have shown remarkable improvement in their emotional and physical well-being. Since 2007 over 200 volunteers have provided over 4,000 hours of service.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $136,305

Program Service Revenue $24,167

Investment Income $22,636

Other Revenue $78,530

TOTAL REVENUE $261,638

Expense Breakdown

Grants Paid $0

Salaries & Benefits $135,448

Fundraising Expenses $0

Program Expenses $246,209

Other Expenses $110,761

TOTAL EXPENSES $246,209

Year-over-Year Comparison

	2025	2024	Change
Revenue	$261,638	$224,899	+0.2%
Expenses	$246,209	$258,193	0.0%
Net Income	$15,429	$-33,294	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$69,703

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Gretchen Schulz	Executive Dir.	30.00	Director	$69,703	$0	$69,703
Nancy Chagares	Member	0.00	Director	$0	$0	$0
Brian White	Member At Large	0.00	Director	$0	$0	$0
Cathy Strange	Chairman	0.00	Officer	$0	$0	$0
Lisa Grover	Treasurer	0.00	Officer	$0	$0	$0
Louis Miller	Member At Large	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$261,638	$246,209	$855,146	$15,429
2024	$224,899	$258,193	$790,399	$-33,294
2023	$193,621	$225,058	$781,726	$-31,437
2022	$258,402	$244,255	$791,029	$14,147
2021	$230,797	$211,766	$860,711	$19,031
2020	$244,430	$196,884	$792,783	$47,546
2019	$434,551	$183,988	$720,396	$250,563
2018	$543,301	$133,990	$451,975	$409,311

Ride For Joy Therapeutic Riding Program Inc