GREATER WILDWOOD CHAMBER OF COMMER… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Principal Officer

JODIE DIEDUARDO

Phone

6097290215

Tax Period

2024-01-01 to 2024-12-31

GREATER WILDWOOD CHAMBER OF COMMERCE CORP, founded in 1938, is a small nonprofit in the Community Improvement sector that reported $575K in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $556K left a modest 3% surplus.

Mission

ADVANCING THE COMMERCIAL INTERESTS IN OUR AREA

Program Service Accomplishments

Program 1

THE CHAMBER IS ORGANIZED FOR THE PURPOSE OF ADVANCING THE COMMERCIAL, INDUSTRIAL AND CIVIC INTERESTS IN THE WILDWOODS. TO PROMOTE INTEGRITY AND GOOD FAITH, JUST AND EQUITABLE PRINCIPLES IN BUSINESS, UNIFORMITY AND COMMERCIAL USAGES. TO ACQUIRE, PRESERVE AND DISTRIBUTE INDUSTRIAL, COMMERCIAL AND CIVIC STATISTICS AND INFORMATION OF VALUE, TO DISCOVER AND CORRECT ABUSES,TO PREVENT OR ADJUST CONTROVERIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $115,500

Investment Income $6,028

Other Revenue $453,715

TOTAL REVENUE $575,243

Expense Breakdown

Grants Paid $0

Salaries & Benefits $204,639

Fundraising Expenses $171,033

Other Expenses $350,970

TOTAL EXPENSES $555,609

Year-over-Year Comparison

	2024	2023	Change
Revenue	$575,243	$506,729	+0.1%
Expenses	$555,609	$578,099	0.0%
Net Income	$19,634	$-71,370	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHANDI ANKRUM	TREASURER	N/A	Officer	$0	$0	$0
JODIE DIEDUARDO	SECRETARY	N/A	Officer	$0	$0	$0
JOYCE GOULD	PRESIDENT	N/A	Officer	$0	$0	$0
JESSICA BROWN SCHWAKOFF	VICE PRESIDE	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$575,243	$555,609	$603,390	$19,634
2023	$506,729	$578,099	$592,521	$-71,370
2022	$767,050	$637,261	$666,488	$129,789
2021	$482,208	$491,028	$537,445	$-8,820
2020	$339,442	$369,347	$547,692	$-29,905
2019	$483,602	$573,671	$536,259	$-90,069
2018	$639,532	$624,335	$632,381	$15,197

GREATER WILDWOOD CHAMBER OF COMMERCE CORP