PRINCETON MIDJERSEY REGIONAL CHAMBER OF COMMERCE INC (EIN 210722138) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1961

Legal Domicile

Principal Officer

HAROLD ENGLISH

Phone

6099241776

Tax Period

2024-01-01 to 2024-12-31

PRINCETON MIDJERSEY REGIONAL CHAMBER OF COMMERCE INC, founded in 1961, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2024. Expenses of $1.7M left a modest 5% surplus.

Mission

THE PRINCETON REGIONAL CHAMBER OF COMMERCE IS COMMITTED TO ADVANCING THE GENERAL WELFARE AND PROSPERITY OF THE PRINCETON REGION SO THAT ITS CITIZENS AND ALL AREAS OF ITS BUSINESS COMMUNITY SHALL PROSPER. THROUGH A WIDE VARIETY OF PROGRAMS AND ACTIVITIES THROUGHOUT THE YEAR, THE CHAMBER SEEKS TO SERVE OUR MEMBERS, SPEAK FOR BUSINESS AND TO PROMOTE AN ENVIRONMENT FOR ECONOMIC GROWTH.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $261,070

Program Service Revenue $1,478,068

Investment Income $2,690

Other Revenue $0

TOTAL REVENUE $1,741,828

Expense Breakdown

Grants Paid $0

Salaries & Benefits $684,516

Fundraising Expenses $0

Other Expenses $971,013

TOTAL EXPENSES $1,655,529

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,741,828	$1,679,489	+0.0%
Expenses	$1,655,529	$1,621,959	+0.0%
Net Income	$86,299	$57,530	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$361,401

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HAROLD ENGLISH	PRESIDENT AN	40.00	Officer	$190,000	$0	$190,000
SHERRY BURIK	CFO	40.00	Officer	$88,486	$0	$88,486
CHRISTINE CURNAN	VICE PRESIDE	40.00	Officer	$82,915	$0	$82,915
GREG BLAIR	BOARD MEMBER	0.25	Director	$0	$0	$0
CHRISTOPHER BORDEN	BOARD MEMBER	0.25	Director	$0	$0	$0
JEANNINE CIMINO	CHAIR	0.25	Officer Director	$0	$0	$0
JESSICA COHEN	BOARD MEMBER	0.25	Director	$0	$0	$0
BENJAMIN T BRANCHE ESQ	BOARD MEMBER	0.25	Director	$0	$0	$0
DAVID REINER ESQ	BOARD MEMBER	0.25	Director	$0	$0	$0
DOLORES KELLEY ESQ	BOARD MEMBER	0.25	Director	$0	$0	$0
BRYAN EVANS	BOARD MEMBER	0.25	Director	$0	$0	$0
DAVID FRIED	BOARD MEMBER	0.25	Director	$0	$0	$0
SAMUAL FRISBY	BOARD MEMBER	0.25	Director	$0	$0	$0
ALLISON GORGA	BOARD MEMBER	0.25	Director	$0	$0	$0
JERRY HAMPTON	BOARD MEMBER	0.25	Director	$0	$0	$0
MARY HEAGLEY	BOARD MEMBER	0.25	Director	$0	$0	$0
JEFF HURLEY	BOARD MEMBER	0.25	Director	$0	$0	$0
WILLIAM RUE JR	BOARD MEMBER	0.25	Director	$0	$0	$0
CHRIS KABAN	BOARD MEMBER	0.25	Director	$0	$0	$0
FRANK LUCCHESI	BOARD MEMBER	0.25	Director	$0	$0	$0
JAMES G DEMETRIADES MBA	BOARD MEMBER	0.25	Director	$0	$0	$0
WC JACK MILLER	BOARD MEMBER	0.25	Director	$0	$0	$0
DR SETH ROSENBAUM MD MMM	BOARD MEMBER	0.25	Director	$0	$0	$0
KELLY ODENHEIMER	BOARD MEMBER	0.25	Director	$0	$0	$0
ERIC ORLANDO	BOARD MEMBER	0.25	Director	$0	$0	$0
CHRISTOPHER PERKINS	BOARD MEMBER	0.25	Director	$0	$0	$0
DR PAMELA PRUITT	BOARD MEMBER	0.25	Director	$0	$0	$0
MICHAEL RECA	BOARD MEMBER	0.25	Director	$0	$0	$0
PATRICK L RYAN	BOARD MEMBER	0.25	Director	$0	$0	$0
DANIEL SMITH	BOARD MEMBER	0.25	Director	$0	$0	$0
CALI ROTH SPOTA	BOARD MEMBER	0.25	Director	$0	$0	$0
SANDRA TOUSSAINT	BOARD MEMBER	0.25	Director	$0	$0	$0
PAULA TROY	BOARD MEMBER	0.25	Director	$0	$0	$0
ANGIE TSIRKAS	BOARD MEMBER	0.25	Director	$0	$0	$0
LAUREN VESCIO	BOARD MEMBER	0.25	Director	$0	$0	$0
DEBORAH VISCONTI	BOARD MEMBER	0.25	Director	$0	$0	$0
ZACK WARRINGER	BOARD MEMBER	0.25	Director	$0	$0	$0
BRIAN WELLS	BOARD MEMBER	0.25	Director	$0	$0	$0
NADINE GOMES WILLIAMS	BOARD MEMBER	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,741,828	$1,655,529	$933,371	$86,299
2023	$1,679,489	$1,621,959	$880,168	$57,530
2022	$1,747,952	$1,781,752	$735,309	$-33,800
2021	$1,456,228	$1,424,027	$829,127	$32,201
2020	$1,416,241	$1,302,923	$808,997	$113,318
2018	$1,722,503	$1,684,159	$813,939	$38,344

PRINCETON MIDJERSEY REGIONAL CHAMBER OF COMMERCE INC