Monmouth Regional Chamber of Commerce

EIN: 210724285 Community Improvement

Freehold, NJ

Total Revenue
$201,034
Total Expenses
$242,666
Total Assets
$93,424
Net Assets
$4,630
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1964
Legal Domicile
NJ
Principal Officer
Tamer Gouda
Phone
7324623030
Tax Period
2025-01-01 to 2025-12-31

Monmouth Regional Chamber of Commerce, founded in 1964, is a small nonprofit in the Community Improvement sector that reported $201K in total revenue in fiscal year 2025. Revenue fell 21% from the prior year — a significant decline worth monitoring. Expenses of $243K exceeded revenue, resulting in a 21% operating deficit.

Mission

To promote business, enhance economoic development and serve as a catalyst for improving the overall quality of life in our communities.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $194,748
Investment Income $16
Other Revenue $6,270
TOTAL REVENUE $201,034

Expense Breakdown

Grants Paid $2,250
Salaries & Benefits $103,048
Fundraising Expenses $0
Other Expenses $137,368
TOTAL EXPENSES $242,666

Year-over-Year Comparison

2025 2024 Change
Revenue $201,034 $255,578 -0.2%
Expenses $242,666 $242,820 0.0%
Net Income $-41,632 $12,758 -4.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
20
Independent Members
20
Employees
3
Volunteers
20

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$0
Total Directors
20
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Alfred Alioso Board Member 2.00
Director
$0 $0 $0
Beatriz Oesterheld Board Member 2.00
Director
$0 $0 $0
Kathrine Dwyer VP 2.00
Director
$0 $0 $0
Gerald Cioci Board Member 2.00
Director
$0 $0 $0
Holly Schult Board Member 10.00
Officer Director
$0 $0 $0
Mitali Vasa Board Member 2.00
Director
$0 $0 $0
Prakash Vasa Board Member 10.00
Officer Director
$0 $0 $0
Tara Demyanovich Board Member 2.00
Director
$0 $0 $0
Bernice Lopez Board Member 2.00
Director
$0 $0 $0
Bonnie Preston President 10.00
Officer Director
$0 $0 $0
Kevin Fenstermacher Board Member 2.00
Director
$0 $0 $0
Erika Boyer VP 10.00
Officer Director
$0 $0 $0
Mark Viggiani Board member 2.00
Director
$0 $0 $0
Brandon Eldershaw Board Member 2.00
Director
$0 $0 $0
Kerri Michaels Treasurer 10.00
Officer Director
$0 $0 $0
Randy Vogel VP 2.00
Director
$0 $0 $0
Susan Pagano Secretary 2.00
Director
$0 $0 $0
Howard Stein Board Member 2.00
Director
$0 $0 $0
Dawn Torres Board Member 2.00
Director
$0 $0 $0
Erika Boyer VP 2.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $201,034 $242,666 $93,424 $-41,632
2024 $255,578 $242,820 $129,301 $12,758
2023 $262,649 $246,417 No data $16,232
2022 $195,858 $237,681 $84,279 $-41,823
2021 $176,722 $217,897 $115,212 $-41,175
2020 $152,990 $111,095 $180,698 $41,895
2018 $323,072 $244,599 $227,957 $78,473
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