POMONA VOLUNTEER FIRE ASSOCIATION NO 3 OF GALLOWAY TWP (EIN 216018607) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1926

Legal Domicile

Principal Officer

RYAN DREBY

Tax Period

2024-01-01 to 2024-12-31

POMONA VOLUNTEER FIRE ASSOCIATION NO 3 OF GALLOWAY TWP, founded in 1926, is a small nonprofit in the Public Safety sector that reported $119K in total revenue in fiscal year 2024. The organization ran a surplus of $36K, a strong 31% operating margin.

Mission

TO PROVIDE EMERGENCY FIRE AND RESCUE SERVICES TO GALLOWAY TOWNSHIP RESIDENTS OF NJ AS A VOLUNTEER FIRE AND RESCUE ORGANIZATION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $68,350

Program Service Revenue $0

Investment Income $50,836

Other Revenue $0

TOTAL REVENUE $119,186

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $1,705

Program Expenses $77,421

Other Expenses $82,720

TOTAL EXPENSES $82,720

Year-over-Year Comparison

	2024	2023	Change
Revenue	$119,186	$122,454	0.0%
Expenses	$82,720	$130,778	-0.4%
Net Income	$36,466	$-8,324	-5.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GARY DOONER JR	CHIEF	010.00	Director	$0	$0	$0
CHRIS KISLOW	PRESIDENT	010.00	Director	$0	$0	$0
M SIMPSON	ASST CHIEF	010.00	Director	$0	$0	$0
EDWARD STEUP	TREASURER	005.00	Director	$0	$0	$0
PAYTON MUZYKA	FINANCIAL SEC	005.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$119,186	$82,720	$1,338,841	$36,466
2020	$63,781	$118,174	$1,589,933	$-54,393
2019	$78,960	$132,280	$1,552,715	$-53,320
2018	$89,973	$124,763	$1,535,974	$-34,790

POMONA VOLUNTEER FIRE ASSOCIATION NO 3 OF GALLOWAY TWP