NEW JERSEY STATE NURSES ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1902

Legal Domicile

Principal Officer

JUDITH SCHMIDT

Phone

6098835335

Tax Period

2024-06-01 to 2025-05-31

NEW JERSEY STATE NURSES ASSOCIATION, founded in 1902, is a small nonprofit that reported $842K in total revenue in fiscal year 2024.

Mission

WORK FOR THE IMPROVEMENT OF HEALTH STANDARDS AND THE AVAILABILITY OF HEALTHCARE SERVICES FOR ALL PEOPLE; FOSTER HIGH STANDARDS OF NURSING; STIMULATE AND PROMOTE THE PROFESSIONAL DEVELOPMENT OF NURSES; ADVANCE THE ECONOMIC AND GENERAL WELFARE OF NURSES.

Program Service Accomplishments

Program 1

NJSNA'S ANNUAL CONFERENCE, WHICH IS STRUCTURED AROUND ITS ANNUAL GENERAL MEMBERSHIP BUSINESS MEETING, ALSO INCLUDES VARIOUS CONTINUING EDUCATION, EXHIBIT AND SPEAKER SESSIONS. THESE SESSIONS CREATE A MEANS TO REACH OUT TO NURSES THROUGH ITS STRUCTURE, PROGRAM, AND RESOURCES, STRIVING FOR ONE FORUM FOR THE IDENTIFICATION OF THE ENTIRE PROFESSION.

Program 2

CONTINUING EDUCATION PROGRAM APPROVES CONTINUING EDUCATION FOR PROGRAMS GIVEN TO NURSES.

Program 3

EVENTS ARE HELD DURING THE YEAR TO HONOR NURSES AND PROVIDE MEMBERS WITH INFORMATION ABOUT THE ASSOCIATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $752,793

Investment Income $2,738

Other Revenue $86,455

TOTAL REVENUE $841,986

Expense Breakdown

Grants Paid $0

Salaries & Benefits $401,899

Fundraising Expenses $0

Other Expenses $523,367

TOTAL EXPENSES $925,266

Year-over-Year Comparison

	2024	2023	Change
Revenue	$841,986	$789,967	+0.1%
Expenses	$925,266	$831,460	+0.1%
Net Income	$-83,280	$-41,493	+1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$146,620

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARGARET DAINGERFIELD	PRESIDENT	0.50	Officer Director	$0	$0	$0
KRISTIN SAGEDY	PRESIDENT-ELECT	0.50	Officer Director	$0	$0	$0
MAUREEN CLARK-GALLAGHER	TREASURER	0.50	Officer Director	$0	$0	$0
AKIA BLANDON	SECRETARY	0.50	Officer Director	$0	$0	$0
SANDRA FOLEY	IMMEDIATE PAST PRESIDENT	0.50	Director	$0	$0	$0
SHEILA CALDWELL	DIRECTOR	0.50	Director	$0	$0	$0
VIRGINA CARREIRA	DIRECTOR	0.50	Director	$0	$0	$0
MARGARET HOPKINS	DIRECTOR	0.50	Director	$0	$0	$0
KAREN KINSLEY	DIRECTOR	0.50	Director	$0	$0	$0
MARILYN MAPP	DIRECTOR	0.50	Director	$0	$0	$0
DENISE NASH-LUCKENBACH	DIRECTOR	0.50	Director	$0	$0	$0
JACKIE OWENS	DIRECTOR	0.50	Director	$0	$0	$0
LARIDER RUFFIN	DIRECTOR	0.50	Director	$0	$0	$0
ALISSA WALASZEK	DIRECTOR	0.50	Director	$0	$0	$0
GINNETTE WATKINS-KELLER	DIRECTOR	0.50	Director	$0	$0	$0
JUDY SCHMIDT	CEO	18.00	Officer	$142,780	$3,840	$146,620

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$841,986	$925,266	$1,956,796	$-83,280
2024	$789,967	$831,460	$2,033,608	$-41,493
2023	$826,001	$858,588	$2,131,375	$-32,587
2022	$821,918	$802,017	$1,329,171	$19,901
2021	$857,561	$670,933	$1,296,555	$186,628
2020	$802,112	$679,501	$1,090,941	$122,611
2019	$775,757	$762,034	$958,673	$13,723
2018	$859,778	$960,036	$899,061	$-100,258