YESHIVA OF NORTH JERSEY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

RAMI GLATT

Phone

2019861414

Tax Period

2024-07-01 to 2025-06-30

YESHIVA OF NORTH JERSEY, founded in 1947, is a mid-sized nonprofit that reported $16.2M in total revenue in fiscal year 2024.

Mission

THE SCHOOL IS A JEWISH DAY SCHOOL SERVING APPROXIMATELY 900 STUDENTS FROM BERGEN, PASSAIC AND ROCKLAND COUNTIES, SPANNING THE GRADES NURSERY THROUGH 8TH GRADE.

Program Service Accomplishments

Program 1

Expenses: $13,917,435 Revenue: $13,368,237

EDUCATING APPROXIMATELY 900 CHILDREN IN GRADES PRESCHOOL TO 8TH GRADE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,570,291

Program Service Revenue $13,368,237

Investment Income $59,532

Other Revenue $1,162,251

TOTAL REVENUE $16,160,311

Expense Breakdown

Grants Paid $1,053,120

Salaries & Benefits $12,055,880

Fundraising Expenses $57,339

Program Expenses $13,917,435

Other Expenses $3,698,023

TOTAL EXPENSES $16,807,023

Year-over-Year Comparison

	2024	2023	Change
Revenue	$16,160,311	$16,279,057	0.0%
Expenses	$16,807,023	$15,843,152	+0.1%
Net Income	$-646,712	$435,905	-2.5%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

278

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SEE SCHEDULE ATTACHED	SEE SCHEDULE	N/A	Highest	$867,604	$197,445	$1,065,049
ARI ASHKENAS	DIRECTOR	N/A	Director	$0	$0	$0
JONATHAN BARON	TRUSTEE	N/A	Director	$0	$0	$0
ETAN BLUMAN	DIRECTOR	N/A	Director	$0	$0	$0
JASON CHOUAKE	DIRECTOR	N/A	Director	$0	$0	$0
YOSSIE DAVIDOVITCH	TREASURER	N/A	Director	$0	$0	$0
MICAH EPSTEIN	DIRECTOR	N/A	Director	$0	$0	$0
ROBERT ERLICH	SENIOR VICE	N/A	Director	$0	$0	$0
JONATHAN FEDER	DIRECTOR	N/A	Director	$0	$0	$0
MALKY GOLDFEDER	DIRECTOR	N/A	Director	$0	$0	$0
JOSH GOTTESMAN	DIRECTOR	N/A	Director	$0	$0	$0
MOISHE GRINFELD	TRUSTEE	N/A	Director	$0	$0	$0
YITZI KARASICK	TRUSTEE	N/A	Director	$0	$0	$0
SHOCKY KLAR	TRUSTEE	N/A	Director	$0	$0	$0
AMIRA KRA	TRUSTEE	N/A	Director	$0	$0	$0
JOSH KRAVITZ	SECRETARY	N/A	Director	$0	$0	$0
SARAH MECHLIN	DIRECTOR	N/A	Director	$0	$0	$0
HENRY ORLINSKY	GOVERNOR	N/A	Director	$0	$0	$0
DANA RACKOVSKY	DIRECTOR	N/A	Director	$0	$0	$0
JEREMY RAUCH	TRUSTEE	N/A	Director	$0	$0	$0
REBECCA STEIN	DIRECTOR	N/A	Director	$0	$0	$0
SHIRA TEICHMAN	DIRECTOR	N/A	Director	$0	$0	$0
MICHAEL WIEDERKEHR	GOVERNOR	N/A	Director	$0	$0	$0
NAFTALEE ZOMBERG	DIRECTOR	N/A	Director	$0	$0	$0
AVRAHAM SIMCHA ADLER	PRESIDENT	N/A	Officer	$0	$0	$0
YAACOV APFELBAUM	EXECUTIVE VI	N/A	Officer	$0	$0	$0
EZRA BLAIN	DIRECTOR	N/A	Officer	$0	$0	$0
JACKIE FEIGENBAUM	GOVERNOR	N/A	Officer	$0	$0	$0
RAMI GLATT	VICE PRESIDE	N/A	Officer	$0	$0	$0
SHIRA ISENBERG	VICE PRESIDE	N/A	Officer	$0	$0	$0
LAIZER KORNWASSER	GOVERNOR	N/A	Officer	$0	$0	$0
SHLOMIT LAMM	GOVERNOR	N/A	Officer	$0	$0	$0
AZI MANDEL	GOVERNOR	N/A	Officer	$0	$0	$0
RACHELLE MANDELBAUM	GOVERNOR	N/A	Officer	$0	$0	$0
YAACOV MAYER	FINANCIAL SE	N/A	Officer	$0	$0	$0
ADEENA MAYERFELD	GOVERNOR	N/A	Officer	$0	$0	$0
ADAM MERMELSTEIN	GOVERNOR	N/A	Officer	$0	$0	$0
JONATHAN NEISS	GOVERNOR	N/A	Officer	$0	$0	$0
ALLEN PFEIFFER	GOVERNOR	N/A	Officer	$0	$0	$0
GLENN PFEIFFER	GOVERNOR	N/A	Officer	$0	$0	$0
YEHUDA ROSENBAUM	CHAIRMAN	N/A	Officer	$0	$0	$0
NOMI ROTBLAT	GOVERNOR	N/A	Officer	$0	$0	$0
MORDY ROTHBERG	GOVERNOR	N/A	Officer	$0	$0	$0
MENACHEM SCHECHTER	VP-DEVELOPME	N/A	Officer	$0	$0	$0
JONATHAN SILVER	GOVERNOR	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$16,160,311	$16,807,023	$16,777,473	$-646,712
2024	$16,279,057	$15,843,152	$17,772,835	$435,905
2023	$15,416,051	$15,966,175	$17,681,694	$-550,124
2022	$15,073,808	$14,439,637	$18,437,667	$634,171
2021	$17,432,025	$14,524,005	$18,883,224	$2,908,020
2020	$16,254,239	$16,592,375	$18,783,025	$-338,136
2019	$16,602,178	$17,642,596	$17,299,394	$-1,040,418
2018	$16,302,096	$16,418,180	$17,745,105	$-116,084