HACKENSACK CHAMBER OF COMMERCE

EIN: 221717794

HACKENSACK, NJ

Total Revenue
$65,218
Total Expenses
$82,604
Total Assets
$82,398
Net Assets
$82,103
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Phone
2014893700
Tax Period
2024-10-01 to 2025-09-30

HACKENSACK CHAMBER OF COMMERCE is a micro nonprofit that reported $65K in total revenue in fiscal year 2024. Revenue fell 27% from the prior year — a significant decline worth monitoring. Expenses of $83K exceeded revenue, resulting in a 27% operating deficit.

Mission

PROVIDE SERVICES TO BUSINESS & CONSUMERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $29,280
Investment Income $2,832
Other Revenue $33,106
TOTAL REVENUE $65,218

Expense Breakdown

Grants Paid $0
Salaries & Benefits $52,294
Fundraising Expenses $0
Other Expenses $30,310
TOTAL EXPENSES $82,604

Year-over-Year Comparison

2024 2023 Change
Revenue $65,218 $89,838 -0.3%
Expenses $82,604 $93,389 -0.1%
Net Income $-17,386 $-3,551 +3.9%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
4
Independent Members
N/A
Employees
2
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CHRISTOPHER STERN President 0.00
Officer
$0 $0 $0
MARK CUNNINGHAM Vice President 0.00
Officer
$0 $0 $0
MERYL SURGAN Secretary 0.00
Officer
$0 $0 $0
JACK CONKLIN Treasurer 0.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $65,218 $82,604 $82,398 $-17,386
2024 $89,838 $93,389 $127,197 $-3,551
2023 $116,712 $128,516 $133,005 $-11,804
2022 $93,528 $123,561 $118,532 $-30,033
2021 $137,653 $98,519 $145,550 $39,134
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