OLD BRIDGE FIRE COMPANY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1906

Legal Domicile

Phone

7322510400

Tax Period

2025-01-01 to 2025-12-31

OLD BRIDGE FIRE COMPANY, founded in 1906, is a small nonprofit that reported $402K in total revenue in fiscal year 2025. Revenue decreased 6% compared to the prior year. Expenses of $381K left a modest 5% surplus.

Mission

VOLUNTEER FIRE COMPANY

Program Service Accomplishments

Program 1

Expenses: $285,082

PROVIDE VOLUNTEER FIREFIGHTING SERVICE TO THE TOWNSHIP OF EAST BRUNSWICK, NEW JERSEY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $392,714

Program Service Revenue $0

Investment Income $2,260

Other Revenue $6,716

TOTAL REVENUE $401,690

Expense Breakdown

Grants Paid $0

Salaries & Benefits $86,205

Fundraising Expenses $0

Program Expenses $285,082

Other Expenses $294,672

TOTAL EXPENSES $380,877

Year-over-Year Comparison

	2025	2024	Change
Revenue	$401,690	$425,125	-0.1%
Expenses	$380,877	$409,828	-0.1%
Net Income	$20,813	$15,297	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$20,950

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHELL LEE	Secretary	15.00	Officer	$9,800	$0	$9,800
LEONARD COSGROVE	President	15.00	Officer	$6,500	$0	$6,500
ROB ZIELINSKI	Vice President	15.00	Officer	$3,050	$0	$3,050
IRA SCHLUSSELFELD	Treasurer	15.00	Officer	$1,600	$0	$1,600

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$408,531	$364,957	$703,988	$43,574
2025	$401,690	$380,877	$681,228	$20,813
2024	$425,125	$409,828	$662,571	$15,297
2023	$370,918	$489,657	$646,343	$-118,739
2022	$366,658	$391,311	$767,498	$-24,653
2021	$375,263	$390,153	$794,087	$-14,890
2020	$332,225	$332,563	$812,754	$-338
2019	$329,606	$332,965	$814,716	$-3,359
2018	$326,897	$380,596	$820,078	$-53,699