AMER FED OF TEACHERS NWK LOCAL 481

EIN: 221721619

NEWARK, NJ

Total Revenue
$4,206,403
Total Expenses
$3,288,532
Total Assets
$3,512,499
Net Assets
$3,512,499
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1936
Legal Domicile
NJ
Phone
9736438430
Tax Period
2024-07-01 to 2025-06-30

AMER FED OF TEACHERS NWK LOCAL 481, founded in 1936, is a community nonprofit that reported $4.2M in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion. The organization ran a surplus of $918K, a strong 22% operating margin.

Mission

REPRESENT ITS MEMBERSHIP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $4,188,707
Investment Income $17,696
Other Revenue $0
TOTAL REVENUE $4,206,403

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $3,288,532
TOTAL EXPENSES $3,288,532

Year-over-Year Comparison

2024 2023 Change
Revenue $4,206,403 $3,762,697 +0.1%
Expenses $3,288,532 $3,434,143 0.0%
Net Income $917,871 $328,554 +1.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
26
Independent Members
26
Employees
17
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
26
$488,798
Total Directors
26
$488,798
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN ABEIGON President 40.00
Officer Director
$360,627 $20,937 $381,564
SUBRINA SCREVEN KEY EMPLOYEE 40.00
$170,142 $69,338 $239,480
MICHAEL MAILLARO KEY EMPLOYEE 40.00
$133,357 $29,192 $162,549
MICHAEL IOVINO Treasurer 10.00
Officer Director
$42,991 $0 $42,991
JANAE TAYLOR LOYAS Vice President 10.00
Officer Director
$25,137 $0 $25,137
JOHN CUNHA Vice President 8.00
Officer Director
$19,418 $0 $19,418
SILVIA PEREIRA Vice President 7.00
Officer Director
$16,532 $0 $16,532
RONNIE D CARNEY Vice President 16.00
Officer Director
$3,156 $0 $3,156
VICTOR AFONSO Vice President 0.00
Officer Director
$0 $0 $0
NOOR ALAM Vice President 0.00
Officer Director
$0 $0 $0
TENNILLE WASK Vice President 0.00
Officer Director
$0 $0 $0
CRISTINA BALBOA Vice President 0.00
Officer Director
$0 $0 $0
TIMOTHY CARR Vice President 0.00
Officer Director
$0 $0 $0
CASSANDRA CHAPMAN-TALMADGE Vice President 0.00
Officer Director
$0 $0 $0
MARK DONETZ Vice President 0.00
Officer Director
$0 $0 $0
JOSEPHINE DONNELLAN Vice President 0.00
Officer Director
$0 $0 $0
KRISTYN FAISON Vice President 0.00
Officer Director
$0 $0 $0
JOICKI FLOYD Vice President 0.00
Officer Director
$0 $0 $0
LOVE GAILLARD Vice President 0.00
Officer Director
$0 $0 $0
CARMEN LOPEZ WOLF Vice President 0.00
Officer Director
$0 $0 $0
ELAINA MAFFUCCI Vice President 0.00
Officer Director
$0 $0 $0
KATHLEEN MURPHY BUTLER Vice President 0.00
Officer Director
$0 $0 $0
FRANCISCO GARCIA President & CEO 0.00
Officer Director
$0 $0 $0
QY DEARA NATHAN Vice President 0.00
Officer Director
$0 $0 $0
JENNIFER RAMOS Vice President 0.00
Officer Director
$0 $0 $0
RYAN SANDOR Vice President 0.00
Officer Director
$0 $0 $0
LARRY SULLIVAN Vice President 0.00
Officer Director
$0 $0 $0
MARISA RODRIGUEZ Vice President 0.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $4,206,403 $3,288,532 $3,512,499 $917,871
2024 $3,762,697 $3,434,143 $2,596,293 $328,554
2023 $3,559,133 $3,279,750 $2,266,665 $279,383
2022 $3,097,724 $3,429,594 $1,987,282 $-331,870
2021 $2,848,457 $2,786,477 $2,469,618 $61,980
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