Savings Fund of the Netherlands Reformed Congregations in the USA (EIN 222165151) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1977

Legal Domicile

Principal Officer

Kenneth Baum

Phone

2017075836

Tax Period

2023-07-01 to 2024-06-30

Savings Fund of the Netherlands Reformed Congregations in the USA, founded in 1977, is a micro nonprofit that reported $21K in total revenue in fiscal year 2023. Revenue surged 57% from the prior year, signaling strong growth momentum. Expenses of $19K left a modest 8% surplus.

Mission

Provides loans for capital projects of affiliated Churches and Schools.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $20,849

Other Revenue $0

TOTAL REVENUE $20,849

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $19,184

Other Expenses $19,184

TOTAL EXPENSES $19,184

Year-over-Year Comparison

	2023	2022	Change
Revenue	$20,849	$13,299	+0.6%
Expenses	$19,184	$12,090	+0.6%
Net Income	$1,665	$1,209	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Donald Rose	President and Trustee	1.00	Officer Director	$0	$0	$0
Kenneth Baum	Treasurer and Trustee	2.00	Officer Director	$0	$0	$0
Richard DeBel	Secretary and Trustee	1.00	Officer Director	$0	$0	$0
Gerrit Bleeker	Trustee	1.00	Director	$0	$0	$0
Larry Teunissen	Trustee	1.00	Director	$0	$0	$0
Peter J Southway	Trustee	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$20,849	$19,184	$455,772	$1,665

Savings Fund of the Netherlands Reformed Congregations in the USA