STEVENS COOPERATIVE SCHOOL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1949

Legal Domicile

Principal Officer

ERICA JACOBSON

Phone

2017923688

Tax Period

2024-07-01 to 2025-06-30

STEVENS COOPERATIVE SCHOOL, founded in 1949, is a mid-sized nonprofit that reported $18.5M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion.

Mission

STEVENS COOPERATIVE SCHOOL FOSTERS CURIOSITY, COMPASSION AND CONFIDENCE IN STUDENTS WHO THINK DEEPLY, ACT ETHICALLY AND LEAD BY EXAMPLE.

Program Service Accomplishments

Program 1

Expenses: $14,166,880 Revenue: $17,103,517

STEVENS COOPERATIVE SCHOOL IS AN INDEPENDENT CO-ED DAY SCHOOL WITH CAMPUSES IN HOBOKEN AND JERSEY CITY. IT IS THE OLDEST COOPERATIVE SCHOOL IN NEW JERSEY AND ONE OF THE LARGEST IN THE UNITED STATES. INSPIRED BY THE IDEA THAT A COMMUNITY OF FAMILIES CAN WORK TOGETHER TO PROVIDE CHILDREN WITH A UNIQUE AND DYNAMIC EDUCATION, STEVENS COOPERATIVE SCHOOL STUDENTS THRIVE BY THE STRONG PARTNERSHIPS BETWEEN FAMILIES AND SCHOOL. THE SCHOOL OFFERS A ROBUST AND RIGOROUS CURRICULUM THAT CULTIVATES THEIR INTERESTS FOR STUDENTS AGED 3THROUGH 14. THERE WERE 449 STUDENTS ENROLLED DURING THE TAX YEAR. ADDITIONALLY, THE SCHOOL AWARDED $1.6 MILLION IN TUITION ASSISTANCE TO 81 STUDENTS. AFTER GRADUATION, EIGHTH GRADERS GO ON TO ATTEND A DIVERSE RANGE OF HIGH SCHOOLS INCLUDING SELECTIVE PUBLIC SCHOOLS, PAROCHIAL SCHOOLS AND PRIVATE DAY AND BOARDING SCHOOLS. STEVENS COOPERATIVE SCHOOL ALSO OPERATES ENRICHMENT PROGRAMS AND SUMMER CAMPS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $548,073

Program Service Revenue $17,102,237

Investment Income $625,948

Other Revenue $184,828

TOTAL REVENUE $18,461,086

Expense Breakdown

Grants Paid $1,688,595

Salaries & Benefits $12,323,453

Fundraising Expenses $307,035

Program Expenses $14,166,880

Other Expenses $4,351,581

TOTAL EXPENSES $18,363,629

Year-over-Year Comparison

	2024	2023	Change
Revenue	$18,461,086	$16,964,170	+0.1%
Expenses	$18,363,629	$16,870,286	+0.1%
Net Income	$97,457	$93,884	+0.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

227

Volunteers

325

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$786,869

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMANDA BOGGS	VICE CHAIR	2.00	Officer Director	$0	$0	$0
BECKY EGAN	TRUSTEE	2.00	Director	$0	$0	$0
TIA ADAMS	TREASURER	2.00	Officer Director	$0	$0	$0
SANDY SOLIMAN-ROSE	TRUSTEE	2.00	Director	$0	$0	$0
RAAKHEE MIRCHANDANI	TRUSTEE	2.00	Director	$0	$0	$0
BRINA POLLACK	TRUSTEE	2.00	Director	$0	$0	$0
LAURA HOOKER	TRUSTEE	2.00	Director	$0	$0	$0
JENNIFER PARIKH	TRUSTEE	2.00	Director	$0	$0	$0
NEHAL UDESHI	BOARD CHAIR	5.00	Officer Director	$0	$0	$0
SAGAR MATHUR	SECRETARY	2.00	Officer Director	$0	$0	$0
IMRAN HAQUE	TRUSTEE	2.00	Director	$0	$0	$0
SHARAN BURMY	TRUSTEE	2.00	Director	$0	$0	$0
PAM ROBINS ARCILLA	TRUSTEE	2.00	Director	$0	$0	$0
DAVE CARTY	TRUSTEE	2.00	Director	$0	$0	$0
MAYKOOL LOPEZ	TRUSTEE	2.00	Director	$0	$0	$0
MARIA CASTULLUCCIO	TRUSTEE	2.00	Director	$0	$0	$0
DIGANT DAVE	TRUSTEE	2.00	Director	$0	$0	$0
CYNTHIA LIN	TRUSTEE	2.00	Director	$0	$0	$0
DARREN SMITH	TRUSTEE	2.00	Director	$0	$0	$0
SERGIO ALATI	HEAD OF SCHOOL	40.00	Key Emp	$364,524	$24,038	$388,562
SHEHLA TASE GROUSE	PRINCIPAL, NEWPORT LOCATIO	40.00	Key Emp	$220,254	$8,113	$228,367
ERICA L JACOBSON	DIRECTOR OF FINANCE & OPER	40.00	Key Emp	$163,149	$6,791	$169,940
FARAD LOWTHER	DEVELOPMENT DIRECTOR	40.00	Highest	$153,350	$8,113	$161,463
NANCY ROSSI	DIR, ADMISSIONS/ENROLLMENT	40.00	Highest	$136,800	$862	$137,662
JYOTSNA K DESAI	FACULTY	40.00	Highest	$133,068	$4,085	$137,153
PAMELA SANTOS	CONTROLLER	40.00	Highest	$138,187	$9,080	$147,267
SAMUEL KEANY	PRINCIPAL - HOBOKEN CAMPUS	40.00	Highest	$164,909	$9,229	$174,138

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$18,461,086	$18,363,629	$33,645,915	$97,457
2024	$16,964,170	$16,870,286	$31,856,238	$93,884
2023	$15,302,877	$15,468,109	$27,284,032	$-165,232
2022	$15,080,781	$13,600,356	$18,821,073	$1,480,425
2021	$14,070,823	$13,407,238	$18,973,350	$663,585
2020	$13,113,642	$12,542,084	$16,529,169	$571,558
2019	$12,308,781	$11,594,874	$15,686,682	$713,907
2018	$11,765,693	$10,990,091	$14,540,857	$775,602