Oceanville Volunteer Fire Co

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1924

Legal Domicile

Principal Officer

Andrew Huggard

Phone

6096527617

Tax Period

2025-01-01 to 2025-12-31

Oceanville Volunteer Fire Co, founded in 1924, is a small nonprofit in the Public Safety sector that reported $198K in total revenue in fiscal year 2025. Revenue surged 21% from the prior year, signaling strong growth momentum. The organization ran a surplus of $123K, a strong 62% operating margin.

Mission

To provide fire protection to the residents, schools and health care facilities of Galloway Township, Also to provide educational materials on fire protection in the community

Program Service Accomplishments

Program 1

Expenses: $27,385

Fire equipment and truck maintenance

Program 2

Expenses: $32,507

Building and grounds maintenance

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $42,324

Program Service Revenue $0

Investment Income $106,633

Other Revenue $48,729

TOTAL REVENUE $197,686

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $59,892

Other Expenses $74,220

TOTAL EXPENSES $74,220

Year-over-Year Comparison

	2025	2024	Change
Revenue	$197,686	$163,781	+0.2%
Expenses	$74,220	$64,027	+0.2%
Net Income	$123,466	$99,754	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAN HAVILAND	Trustee	3.00	Director	$0	$0	$0
CHARLIE HORNER	Trustee	2.00	Director	$0	$0	$0
RICH CLUTE	Trustee	2.00	Director	$0	$0	$0
AXAR PATEL	VP	3.00	Officer	$0	$0	$0
MORGAN MESLANKA	Secretary	3.00	Officer	$0	$0	$0
KURT ZORZI	Financial Secretary	3.00	Officer	$0	$0	$0
ANDREW HUGGARD	President	3.00	Officer	$0	$0	$0
ETHAN DRADY	Treasurer	3.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$197,686	$74,220	$1,729,466	$123,466
2025	No data	No data	No data	No data
2024	$163,781	$64,027	$1,547,883	$99,754
2023	$143,485	$51,369	$1,435,896	$92,116
2022	$156,007	$53,564	$1,286,636	$102,443
2021	$500,144	$34,875	$1,323,153	$465,269
2020	$124,785	$58,412	$837,547	$66,373
2019	$161,756	$62,406	$761,916	$99,350
2018	$157,271	$290,462	$608,995	$-133,191