MILFORD NJ FIRE COMPANY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Principal Officer

CHARLES W COOPER JR

Phone

9089954087

Tax Period

2025-01-01 to 2025-12-31

MILFORD NJ FIRE COMPANY INC, founded in 1981, is a small nonprofit in the Public Safety sector that reported $302K in total revenue in fiscal year 2025. Revenue fell 50% from the prior year — a significant decline worth monitoring. Expenses of $374K exceeded revenue, resulting in a 24% operating deficit.

Mission

VOLUNTEER FIRE AND RESCUE SERVICES.

Program Service Accomplishments

Program 1

Expenses: $337,061

TO PROVIDE FIRE FIGHTING AND RESCURE SERVICES FOR THE BOROUGH OF MILFORD, NEW JERSEY, THE TOWNSHIP OF ALEXANDRIA, AND SURROUNDING COMMUNITIES IN NEW JERSEY AND PENNSYLVANIA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $301,346

Program Service Revenue $0

Investment Income $525

Other Revenue $0

TOTAL REVENUE $301,871

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $1,797

Program Expenses $337,061

Other Expenses $374,390

TOTAL EXPENSES $374,390

Year-over-Year Comparison

	2025	2024	Change
Revenue	$301,871	$601,601	-0.5%
Expenses	$374,390	$253,733	+0.5%
Net Income	$-72,519	$347,868	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICK ALLER	SECRETARY	N/A	Officer Director	$0	$0	$0
JEFF FEY	PRESIDENT	N/A	Officer Director	$0	$0	$0
CHARLES W COOPER JR	TREASURER	N/A	Officer Director	$0	$0	$0
RYAN OSBORNE	VICE-PRESIDE	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$301,871	$374,390	$1,213,490	$-72,519
2024	$601,601	$253,733	$1,286,009	$347,868
2023	$327,628	$219,627	$938,141	$108,001
2022	$252,830	$266,690	$869,130	$-13,860
2021	$246,055	$196,722	$844,000	$49,333
2020	$219,579	$241,058	$815,207	$-21,479