INTERWEAVE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

JANET MAULBECK

Phone

9082772120

Tax Period

2024-01-01 to 2024-12-31

INTERWEAVE INC, founded in 1980, is a micro nonprofit in the Education sector that reported $90K in total revenue in fiscal year 2024.

Mission

SELF IMPROVEMENT THROUGH EDUCATION

Program Service Accomplishments

Program 1

Expenses: $58,238 Revenue: $16,243

SELF IMPROVEMENT COURSES AND EDUCATIONAL EVENTS OPEN TO THE GENERAL PUBLIC PROMOTED THROUGH QUARTERLY BROCHURES, FLYERS AND LOCAL NEWSPAPERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $73,413

Program Service Revenue $16,243

Investment Income $57

Other Revenue $0

TOTAL REVENUE $89,713

Expense Breakdown

Grants Paid $0

Salaries & Benefits $47,139

Fundraising Expenses $7,028

Program Expenses $58,294

Other Expenses $43,035

TOTAL EXPENSES $90,174

Year-over-Year Comparison

	2024	2023	Change
Revenue	$89,713	$85,252	+0.1%
Expenses	$90,174	$91,880	0.0%
Net Income	$-461	$-6,628	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$43,750

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JANET MAULBECK	EXECUTIVE DI	40.00	Officer	$43,750	$0	$43,750
SHAWN CARTY	TRUSTEE, SEC	2.00	Officer Director	$0	$0	$0
ELAINE CITRON	TRUSTEE	2.00	Director	$0	$0	$0
SHE HIRNER	TRUSTEE	2.00	Director	$0	$0	$0
JOE LAVELA	TRUSTEE, VIC	2.00	Officer Director	$0	$0	$0
DENISE MCCARTHY	TRUSTEE	2.00	Director	$0	$0	$0
SUSAN NEGROTTO	TRUSTEE	2.00	Director	$0	$0	$0
DILEK OZTOPRAK	TRUSTEE, PRE	2.00	Officer Director	$0	$0	$0
SUMEYRA YESILOVA	TRUSTEE	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$89,713	$90,174	$17,420	$-461
2023	$85,252	$91,880	$13,780	$-6,628
2022	$70,342	$73,743	$12,668	$-3,401
2021	$101,429	$84,583	$24,388	$16,846
2020	$55,951	$74,627	$9,609	$-18,676
2019	$111,192	$107,253	$15,898	$3,939
2018	$89,231	$108,788	$11,963	$-19,557