NEW JERSEY BEACH BUGGY ASSOCIATION (EIN 222453033) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

MARK DZINDZIO

Phone

8568811822

Tax Period

2025-01-01 to 2025-12-31

NEW JERSEY BEACH BUGGY ASSOCIATION, founded in 1954, is a micro nonprofit that reported $57K in total revenue in fiscal year 2025. The organization ran a surplus of $11K, a strong 19% operating margin.

Mission

TO PROVIDE RECREATIONAL AND SOCIAL EVENTS FOR MEMBERS AND TO PROTECT BEACH HABITAT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $15,785

Program Service Revenue $23,231

Investment Income $18,055

Other Revenue $0

TOTAL REVENUE $57,071

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $15

Program Expenses $39,762

Other Expenses $46,391

TOTAL EXPENSES $46,391

Year-over-Year Comparison

	2025	2024	Change
Revenue	$57,071	$57,332	0.0%
Expenses	$46,391	$39,174	+0.2%
Net Income	$10,680	$18,158	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

1200

Employees

N/A

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER COLE	RECORDING SE	N/A	Officer	$0	$0	$0
GARY CONK	CHAIRMAN BD	N/A	Officer	$0	$0	$0
MARK DZINDZIO	PRESIDENT	N/A	Officer	$0	$0	$0
VALERIE DZINDZIO	TREASURER	N/A	Officer	$0	$0	$0
TOM HOLLYWOOD	MEMBERSHIP S	N/A	Officer	$0	$0	$0
RON WOODS JR	2ND VICE PRE	N/A	Officer	$0	$0	$0
PAUL NOVELLO	1ST VICE PRE	N/A	Officer	$0	$0	$0
GABRIELLE WOODS	CORRESPONDIN	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$57,071	$46,391	$343,082	$10,680
2024	No data	No data	No data	No data
2023	$39,805	$35,616	$310,001	$4,189
2022	$25,410	$34,754	$298,474	$-9,344
2021	$31,200	$22,708	$352,564	$8,492
2020	$31,198	$24,019	$328,617	$7,179
2019	$52,268	$38,058	$296,533	$14,210
2018	$3,374	$37,237	$266,685	$-33,863

NEW JERSEY BEACH BUGGY ASSOCIATION